Northampton County property record for 4518 Townsend Dr, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,405 sqft · built 1940 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,294 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 112-A-19 |
| Primary APN | 112-A-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,405 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,216 sqft (0.51 acres) |
| Porch | Patio |
| Porch Area | 144 sqft |
| Deck Area | 82 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 10003577 |
|---|---|
| Street Address | 4518 TOWNSEND DR |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-1586 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT AT TOWNSEND LOT AT TOWNSEND |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 930302 |
4518 Townsend Dr is owned and occupied by two individuals who acquired it in July 2022.
Source: Northampton County records, as of March 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4518 TOWNSEND DR, CAPE CHARLES, VA 23310-1586 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2018 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Sep 22, 2022 | Gift Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2022 |
| Transfer Doc | 0000002299 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Property Address | 4518 TOWNSEND DR, CAPE CHARLES, VA 23310-1586 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0180001225 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 180001225 |
| Name | SUNTRUST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 3, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Sep 22, 2022 |
| Property Address | 4518 TOWNSEND DR, CAPE CHARLES, VA 23310-1586 |
| Document Number | 0220002299 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 220002299 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4518 TOWNSEND DR, CAPE CHARLES, VA 23310-1586 |
The 2025 property tax bill for 4518 Townsend Dr was $1,294.
Source: Northampton County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,294.00 | $183,600 Land $45,200 Building $138,400 | |
| 2024 | $183,600 (+126.39%) Land $45,200 Building $138,400 | ||
| 2023 | $616.00 | $81,100 Land $34,000 Building $47,100 | $81,100 Land $34,000 Building $47,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4518 Townsend Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4518 Townsend Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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