Hillsborough County property record for 4518 River Close Blvd, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,797 sqft · built 2001 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $271,900 (Dec 2016) |
| Tax Bill | $5,919 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Apr 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 088067-8164 |
| Primary APN | 088067-8164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,797 sqft Living Area |
| Gross Area | 3,980 sqft |
| 1st Floor Area | 2,797 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 8,050 sqft (0.185 acres) |
| Lot Dimensions | 112 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 599 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 584 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0880678164 |
|---|---|
| Street Address | 4518 RIVER CLOSE BLVD |
| City | VALRICO |
| State | FL |
| Zip | 33596-7845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BLOOMINGDALE SECTION CC PHASE 2 LOT 11 BLOCK 6 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | BLOOMINGDALE SECTION CC PHASE 2 |
| Legal Phase | 2 |
| Legal Tract | 37Y |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 13415 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Dec 11, 2018 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Jul 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Mar 26, 2020 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2016 · Amount on Record |
| Deed Sale | Dec 6, 2016 · Amount on Record |
| Prior Sale | Jul 29, 2002 · Amount on Record |
| Deed Document Number | 2016475629 |
| Deed Book / Page | 24573 / 326 |
| Prior Transfer Date | Apr 1, 2014 |
| Prior Transfer Doc | 0000485856 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Document Number | 0000264294 |
|---|---|
| Date | Jun 16, 2023 |
| Instrument | 2023264294 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Document Number | 0000188630 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 2022188630 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Document Number | 0262651386 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 26265/1386 |
| Instrument | 2018496241 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 7, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Document Number | 0000318699 |
| Instrument Date | Jul 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4518 RIVER CLOSE BLVD VALRICO FL 335967845, VALRICO, FL 33596-7845 |
| Document Number | 0000318699 |
|---|---|
| Date | Aug 5, 2020 |
| Instrument | 318699 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 4, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4518 RIVER CLOSE BLVD, VALRICO, FL 33596-7845 |
| Document Number | 0000174757 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4518 RIVER CLOSE BLVD VALRICO FL 335967845, VALRICO, FL 33596-7845 |
| Document Number | 0000174757 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 174757 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,663 (+2.7%) | $450,025 (-2.1%) Land $87,965 Building $362,060 | |
| 2025 | $5,919.00 (+12.57%) Homeowner's exemption | $315,154 (+5.99%) | $459,660 (+8.5%) Land $87,965 Building $371,695 |
| 2023 | $5,258.00 (+4.49%) Homeowner's exemption | $297,351 (+3%) | $423,634 (+1.85%) Land $79,968 Building $343,666 |
| 2022 | $5,032.00 Homeowner's exemption | $288,690 | $415,953 Land $63,974 Building $351,979 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 12 (1988–2024) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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