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4518 Ringer Rd, Saint Louis, MO 63129 Property Records

St. Louis County property record for 4518 Ringer Rd, Saint Louis, MO 63129 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,594 sqft · built 1928
Lot Size0.323 acres (14,070 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (Aug 2020)
Tax Bill$2,447 (2024)
Deeds & MortgagesJul 2026 Mortgage
Nov 2022 Second Mortgage
Flood ZoneZone X (minimal risk)
APN30J-24-0345

Property Details

APN / Parcel Number

Primary APN30J-24-0345

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area1,594 sqft Living Area
Gross Area2,162 sqft
1st Floor Area600 sqft
Basement Area190 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Architectural StyleBungalow
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area14,070 sqft (0.323 acres)
Lot Dimensions100 ft deep x 102 ft wide
TerrainAbove Road/Slope
Garage TypeAttached
Garage Area378 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area42 sqft
Patio Area48 sqft
Poultry House48 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4518 RINGER RD
CitySAINT LOUIS
StateMO
Zip63129-1725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCASPER LAENG ESTATE LOT PT 4
Legal SubdivisionCASPER LAENG ESTATE
Legal Lot Number4
JurisdictionST LOUIS MO
Township / Civil DivisionOAKVILLE
Census Block Group2
Census Block2000
Census Tract220441

Owner

Source: St. Louis County records · APN 30J-24-0345

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4518 RINGER RD, SAINT LOUIS, MO 63129-1725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE COMPANY
Nov 30, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 17, 2020 · Amount on Record
Deed SaleAug 17, 2020 · Amount on Record
Deed Document Number20201703
Deed Book / Page24224 / 2937
Prior Transfer DateApr 07, 2009
Prior Transfer Doc0183144608
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Recording DateJul 28, 2026
Property Address4518 RINGER RD, SAINT LOUIS, MO 63129-1725
Document Number0000000245
Instrument DateJul 23, 2026
Instrument2026245
Transaction TypeMortgage
Record UpdatedAug 07, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2742 GLADWOOD DR, SAINT LOUIS, MO 63129-3106

Mortgage

Document Number0000000245,
DateJul 28, 2026
Instrument2026245
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address4518 RINGER RD, SAINT LOUIS, MO 63129-1725
Transaction TypeMortgage
Record UpdatedJan 27, 2023
Title CompanyCLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 RINGER RD, SAINT LOUIS, MO 63129-1725

Mortgage

Document Number2022113000075
DateNov 30, 2022
Instrument2022113000075
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueNov 15, 2032

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictMehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$36,540 (+0.69%) Land $21,130 Building $15,410$192,300 (+0.68%) Land $111,200 Building $81,100
2024$2,447.00 (+1.28%)
2023$2,416.00 (+15.82%)$36,290 (+13.83%) Land $13,620 Building $22,670$191,000 (+13.83%) Land $71,700 Building $119,300
2022$2,086.00$31,880 Land $11,910 Building $19,970
2021$167,800 Land $62,700 Building $105,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892204412, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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