4518 E Cathedral Rock Dr, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4518 E Cathedral Rock Dr, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,742 sqft · built 1992
Lot Size	0.164 acres (7,148 sqft)
Owner	Company Name on Record
Last Sale	$189,900 (Aug 2002)
Tax Bill	$2,921 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`301-83-507`

Property Details

APN / Parcel Number

Primary APN	`301-83-507`
Alternative APN	`301835077`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	2,039 sqft
1st Floor Area	1,742 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,148 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4518 E CATHEDRAL ROCK DR
City	PHOENIX
State	AZ
Zip	85044-6811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN CREST LOT 1-109 TR A,B MCR 345-15
Legal Subdivision	MOUNTAIN CREST LOT 1-109 TR A,B
Legal Lot Number	4
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	116719

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4518 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6811
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Dec 28, 2020	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2002 · Amount on Record
Deed Sale	Aug 23, 2002 · Amount on Record
Prior Sale	Oct 28, 1999 · Amount on Record
Deed Document Number	2002863476
Prior Transfer Date	Jan 30, 1996
Prior Transfer Doc	0000101846
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4518 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6811
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6811

Mortgage

Document Number	0000185008
Date	Apr 12, 2023
Instrument	20230185008

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4518 E CATHEDRAL ROCK DR, PHOENIX, AZ 85044-6811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001277022
Date	Dec 28, 2020
Instrument	20201277022

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,580 (+42.95%)	$465,800 (+5.67%) Land $93,100 Building $372,700
2025	$2,921.00 (+5.07%)	$32,585 (-32.7%)	$440,800 (-8.96%) Land $88,100 Building $352,700
2024		$48,420	$484,200 Land $96,800 Building $387,400
2023	$2,780.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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