4518 E 48th St, Des Moines, IA 50317 Property Records

Polk County property record for 4518 E 48th St, Des Moines, IA 50317

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,371 sqft · built 2019
Lot Size0.531 acres (23,122 sqft)
Owner2 Individual Names on Record
Last Sale$320,000 (Oct 2023)
Tax Bill$1,728 (2024)
Deeds & MortgagesOct 2023 Sale
Oct 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN060/07934-500-012

Property Details

APN / Parcel Number

Primary APN060/07934-500-012
Alternative APN
  • 792322103017

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,371 sqft Living Area
Gross Area3,360 sqft
1st Floor Area1,350 sqft
Basement Area1,350 sqft
Finished Basement21 sqft
Unfinished Basement1,329 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area23,122 sqft (0.531 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area90 sqft
Deck Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address4518 E 48TH ST
CityDES MOINES
StateIA
Zip50317-4865
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 SUMMERSFIELD PLAT 4
Legal SubdivisionSUMMERSFIELD PLAT 4
Legal Lot Number12
JurisdictionPOLK IA
Township / Civil DivisionDELAWARE
Census Block Group2
Census Block2051
Census Tract10602

Owner

Source: Polk County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4518 E 48TH ST, DES MOINES, IA 50317-4865
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2023Warranty Deed, Transfer
Oct 30, 2023Correction Deed · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Prior SaleAug 6, 2020 · Amount on Record
Deed Document Number202358238
Deed Book / Page19640 / 752
Prior Transfer DateAug 30, 2021
Prior Transfer Doc0000058236
Record UpdatedSep 20, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateOct 30, 2023
Property Address4518 E 48TH ST, DES MOINES, IA 50317-4865
Document Number0000058238
Book / Page19640 / 752
Instrument DateOct 12, 2023
Instrument2023-00058238
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

AmountAmount Recorded
Tax$511.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 E 48TH ST, DES MOINES, IA 50317-4865

October 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionPOLK IA
Recording DateOct 30, 2023
Property Address4518 E 48TH ST, DES MOINES, IA 50317-4865
Document Number0000058236
Book / Page19640 / 748
Instrument DateAug 30, 2021
Instrument2023-00058236
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 E 48TH ST, DES MOINES, IA 50317-4865

Mortgage

Document Number0000058239
DateOct 30, 2023
Book Page19640/754
Instrument2023-00058239
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term301 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictSoutheast Polk Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$331,800 (+6.86%) Land $75,200 Building $256,600$331,800 (+6.86%) Land $75,200 Building $256,600
2024$1,728.00 (+6,546.15%)
2023$310,500 Land $69,600 Building $240,900$310,500 Land $69,600 Building $240,900
2020$26.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
CenturyLink
Fiber
2,000 / 1,000
AT&T
Fixed Wireless
100 / 20

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