Osceola County property record for 4518 Baler Trails Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,026 sqft · built 2015 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on File |
| Last Sale | $310,000 (Nov 2021) |
| Tax Bill | $7,868 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 192631015800011920 |
| Primary APN | 192631015800011920 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,026 sqft Heated Area |
| Gross Area | 2,497 sqft |
| 1st Floor Area | 2,026 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 30 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4518 BALER TRAILS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8980 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAMERCY FARMS PH 3 PB 23 PG 175-177 LOT 192 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 19 |
| Legal Subdivision | GRAMERCY FARMS PHS 1 3 &3A |
| Legal Phase | 3 |
| Legal Tract | 158 |
| Legal Lot Number | 192 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 43304 |
Source: Osceola County records · APN 192631015800011920
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4501 TIMBER RIDGE DR, SAN ANGELO, TX 76904-6357 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Jun 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on Record |
| Deed Sale | Nov 23, 2021 · Amount on Record |
| Prior Sale | Oct 08, 2015 · Amount on Record |
| Deed Document Number | 2021181732 |
| Deed Book / Page | 6092 / 2873 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 23, 2021 |
| Property Address | 4518 BALER TRAILS DR, SAINT CLOUD, FL 34772-8980 |
| Document Number | 0060922873 |
| Book / Page | 6092 / 2873 |
| Map Reference | MB 23 PG 175 |
| Instrument Date | Jun 03, 2021 |
| Instrument | 2021181732 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2021 |
| Title Company | PUBLIC TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3369 CYPRESS POINT CIR, 3369, SAINT CLOUD, FL 34772-8634 |
| Name | Verified Name |
|---|---|
| Address | 4518 BALER TRAILS DR, SAINT CLOUD, FL 34772-8980 |
| Document Number | 60922875 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 6092/2875 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4518 BALER TRAILS DR, SAINT CLOUD, FL 34772-8980 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057372688 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 5737/2688 |
| Instrument | 2020076594 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,868.00 (+24.89%) | $332,500 (+11.7%) Land $70,000 Building $262,500 | $332,500 (-0.84%) Land $70,000 Building $262,500 |
| 2023 | $6,300.00 (+2.47%) Homeowner's exemption | $297,670 (+3%) | $335,300 (+16.02%) Land $60,000 Building $275,300 |
| 2022 | $6,148.00 Homeowner's exemption | $289,000 Land $55,000 Building $234,000 | $289,000 Land $55,000 Building $234,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 366 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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