4518 Academy St, Dearborn Heights, MI 48125 Property Records

Wayne County property record for 4518 Academy St, Dearborn Heights, MI 48125

Property Summary

Property Type	Bungalow
Details	3 bd · 1 ba · 960 sqft · built 1941
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Aug 2023)
Tax Bill	$4,026 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2022 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`33 046 02 0455 000`

Property Details

APN / Parcel Number

Primary APN	`33 046 02 0455 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	816 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	165 ft deep x 64 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4518 ACADEMY ST
City	DEARBORN HEIGHTS
State	MI
Zip	48125-2210
Property Category	Residential
Property Type	Residential > Single Family > Bungalow
Legal Description	33E455 LOT 455 GRINDLEY PARK SUB T2S R10E L34 P72 TO 74 WCR
Legal Subdivision	GRINDLEY PARK
Legal Lot Number	455
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN HEIGHTS
Census Block Group	1
Census Block	1016
Census Tract	572700

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE CO
Feb 28, 2022	Warranty Deed, Subdivision Related Transfer
Mar 24, 2021	Quit Claim Deed, Transfer NOT AVAILABLE, EMBASSY TITLE
Jan 28, 2021	Warranty Deed, Transfer
Sep 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jul 1, 2019	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2023 · Amount on File
Deed Sale	Aug 8, 2023 · Amount on File
Prior Sale	Feb 28, 2022 · Amount on File
Deed Document Number	2023215529
Deed Book / Page	58392 / 308
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0565411411
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 8, 2023
Property Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210
Document Number	0583920308
Book / Page	58392 / 308
Map Reference	LB 34 PG 72-74
Instrument Date	Aug 4, 2023
Instrument	2023215529
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	VENTURE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7440 E HARVARD AVE # AVE206, AVE206, DENVER, CO 80231-6771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210

Mortgage

Document Number	0584020127
Date	Aug 14, 2023
Book Page	58402/127
Instrument	2023220510

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Feb 28, 2022
Property Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210
Document Number	0574320795
Book / Page	57432 / 795
Map Reference	LB 34 PG 72
Instrument Date	Feb 15, 2022
Instrument	2022053032
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 24, 2022

Transaction

Amount	Amount on Record
Tax	$787.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3430 GRINDLEY PARK ST, 3430, DEARBORN, MI 48124-3383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7440 E HARVARD AVE APT 206, 206, DENVER, CO 80231-6700

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 24, 2021
Property Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210
Document Number	0565411411
Book / Page	56541 / 1411
Map Reference	LB 34 PG 72
Instrument Date	Jan 15, 2021
Instrument	2021102241
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	NOT AVAILABLE, EMBASSY TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4518 ACADEMY ST, 4518, DEARBORN HEIGHTS, MI 48125-2210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 GRINDLEY PARK ST, DEARBORN, MI 48124-3383

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jan 28, 2021
Property Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210
Document Number	0563830043
Book / Page	56383 / 43
Map Reference	LB 34 PG 72
Instrument Date	Jan 15, 2021
Instrument	2021042130
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Tax	$688.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23541 HANOVER ST, 23541, DEARBORN HEIGHTS, MI 48125-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Sep 27, 2019
Property Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210
Document Number	0552991335
Book / Page	055299 / 001335
Instrument Date	Sep 24, 2019
Instrument	275520
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$636.94
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23541 HANOVER ST DEARBORN HEIGHTS MI 481252342, DEARBORN HEIGHTS, MI 48125-2342

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 1, 2019
Property Address	4518 ACADEMY ST, DEARBORN HEIGHTS, MI 48125-2210
Document Number	0551310507
Book / Page	055131 / 000507
Instrument Date	Jun 24, 2019
Instrument	202589
Transaction Type	Transfer
Record Updated	Aug 8, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$655.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7539 HARTWELL ST DEARBORN MI 481261572, DEARBORN, MI 48126-1572

Mortgage

Document Number	551321162
Date	Jul 1, 2019
Book Page	055132/001162
Instrument	203261

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn Heights City
Unified School District	Dearborn Heights School District 7 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,900 (+43.16%)	$177,800 (+43.16%)
2025	$4,026.00 (+13.73%)
2023		$62,100 (+15%)	$124,200 (+15%)
2022		$54,000	$108,000
2020	$3,540.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	30 (1979–2021)
Most Recent Claim	Jun 2021 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms And Flooding, Aug 2014 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN HEIGHTS serves 57,774 people · EPA ID MI0001740
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Lead public education Aug 2020
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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