45174 296th St, Irene, SD 57037 Property Records

Yankton County property record for 45174 296th St, Irene, SD 57037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,602 sqft · built 1880
Lot Size	13.7 acres (596,772 sqft)
Owner	2 Individual Names on File
Last Sale	$1,450,000 (Jun 2025)
Tax Bill	$4,078 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04.025.200.011`

Property Details

APN / Parcel Number

Primary APN	`04.025.200.011`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,602 sqft Living Area
Basement Area	2,186 sqft
Finished Basement	2,186 sqft
Unfinished Basement	2,186 sqft
Flooring	Other

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	596,772 sqft (13.7 acres)
Garage Type	Mixed
Garage Area	1,660 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45174 296TH ST
City	IRENE
State	SD
Zip	57037-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E550 W1340 S1085 SE4
Legal Range	54
Legal Township	96
Legal Section	25
Jurisdiction	YANKTON SD
Township / Civil Division	TURKEY VALLEY
Census Block Group	1
Census Block	1094
Census Tract	966400

Owner

45174 296th St is owned and occupied by two individuals who bought it in June 2025.

Source: Yankton County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45174 296TH ST, IRENE, SD 57037-5335
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST COMPANY NA
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO
Jun 4, 2025	Warranty Deed, Transfer BRANTON TITLE COMPANY, YANKTON TITLE COMPANY
May 14, 2018	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2025 · Amount on File
Deed Sale	Jun 4, 2025 · Amount on File
Prior Sale	Jan 7, 2008
Deed Document Number	2025208226
Deed Book / Page	579 / 109
Prior Transfer Date	Jun 2, 2025
Prior Transfer Doc	0000208225
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	45174 296TH ST, IRENE, SD 57037-5335
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000541/225
Date	Aug 3, 2018
Book Page	541/225

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	45174 296TH ST, IRENE, SD 57037-5335
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000550/80
Date	Mar 27, 2020
Book Page	550/80

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	45174 296TH ST, IRENE, SD 57037-5335
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000555/33
Date	Nov 23, 2020
Book Page	555/33

Lender

Name	AMERICAN BANK & TRUST COMPANY NA
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	45174 296TH ST, IRENE, SD 57037-5335
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000547/222
Date	Sep 23, 2019
Book Page	547/222

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	May 1, 2049

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Jun 4, 2025
Property Address	45174 296TH ST, IRENE, SD 57037-5335
Document Number	000579/109
Book / Page	579 / 109
Instrument Date	Jun 2, 2025
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	BRANTON TITLE COMPANY, YANKTON TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1504 ASPEN CIR, YANKTON, SD 57078-6843

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45174 296TH ST, IRENE, SD 57037-5335
Investor	Possibly a Property Investor

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YANKTON SD
Recording Date	May 14, 2018
Property Address	45174 296TH ST, IRENE, SD 57037-5335
Document Number	000540/084
Book / Page	540 / 084
Instrument Date	May 3, 2018
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45174 296TH ST, IRENE, SD 57037-5335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45174 296TH ST, IRENE, SD 57037-5335

Mortgage

Document Number	0000540085
Date	May 14, 2018
Instrument	540/085

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 45174 296th St was $4,078, down 3.3% from the year before.

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
County Subdivision	Turkey Valley Township
Unified School District	Irene-Wakonda School District 13-3 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,402 (+0.23%) Land $42,502 Building $379,900	$422,402 Land $42,502 Building $379,900
2025	$4,078.00 (-3.32%)	$421,412 Land $41,512 Building $379,900
2024	$4,218.00
2023		$420,723 Land $40,823 Building $379,900
2022	$4,591.00
2021			$419,750 Land $39,850 Building $379,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 45174 296th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45174 296th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BY WATER DISTRICT serves 13,320 people · EPA ID SD4600865
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluepeak DSL	25 / 3

May also be available: Verizon.

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