Bell County property record for 4517 Spanish Oak Rd, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,006 sqft · built 1972 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,100 (Nov 2021) |
| Tax Bill | $2,503 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0097890000 |
| Primary APN | 0097890000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,006 sqft Living Area |
| Gross Area | 2,220 sqft |
| 1st Floor Area | 2,006 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Area | 547 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 48 sqft |
| Canopy | 96 sqft |
| Storage Building | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4517 SPANISH OAK RD |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF1 |
| Legal Description | RAMBLEWOOD 3RD UNIT, BLOCK 015, LOT 0007 |
| Legal Subdivision | RAMBLEWOOD 3RD UNIT |
| Legal Block | 15 |
| Legal Lot Number | 7 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21302 |
4517 Spanish Oak Rd is owned and occupied by an individual who acquired it in July 2025.
Source: Bell County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4517 SPANISH OAK RD, TEMPLE, TX 76502-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2021 · Amount on File |
| Deed Sale | Nov 1, 2021 · Amount on File |
| Deed Document Number | 202171825 |
| Last Transfer Date | Jul 10, 2025 |
| Transfer Doc | 0000033520 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 1, 2021 |
| Property Address | 4517 SPANISH OAK RD, TEMPLE, TX 76502-3016 |
| Document Number | 0000071825 |
| Map Reference | CAB A SL 274-C |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021071825 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Title Company | CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1180 HARTRICK CANYON DR, 1180, TEMPLE, TX 76502-4236 |
| Name | Verified Name |
|---|---|
| Address | 4517 SPANISH OAK RD, TEMPLE, TX 76502-3016 |
| Document Number | 0000071826 |
|---|---|
| Date | Nov 1, 2021 |
| Instrument | 2021071826 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Unknown |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 4517 Spanish Oak Rd was $2,503.
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Temple Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,503.00 | $220,877 Land $28,000 Building $192,877 | $220,877 Land $28,000 Building $192,877 |
| 2023 | $3,039.00 (-29.29%) Homeowner's exemption Senior Citizen's exemption | $240,575 Land $22,000 Building $218,575 | $240,575 Land $22,000 Building $218,575 |
| 2022 | $4,298.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4517 Spanish Oak Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2026) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4517 Spanish Oak Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Altitude ISP.
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