Howard County property record for 4517 Rusty Gate, Ellicott City, MD 21043
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,410 sqft · built 1989 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $375,000 (Aug 2003) |
| Tax Bill | $8,765 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-330512 |
| Primary APN | 02-330512 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,410 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 44 sqft |
| Deck Area | 664 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 330512 |
|---|---|
| Street Address | 4517 RUSTY GATE |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21043-6566 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Legal Description | LOT 291 .190 A 4517 RUSTY GATE LONG GATE S 2 AR 3 |
| Legal Subdivision | LONG GATE SEC 02 |
| Legal Lot Number | 291 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 602302 |
4517 Rusty Gate is owner-occupied and held in a trust since August 2003.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4517 RUSTY GATE, ELLICOTT CITY, MD 21043-6566 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2003 · Amount on File |
| Deed Sale | Aug 22, 2003 · Amount on File |
| Prior Sale | Sep 6, 1989 · Amount on File |
| Deed Document Number | 20037441 |
| Deed Book / Page | 7576 / 129 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 4517 Rusty Gate was $8,765 with a homeowner's exemption, down 1.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,765.00 (-1.06%) Homeowner's exemption | $651,300 (+7%) Land $294,700 Building $356,600 | $651,300 (-) Land $294,700 Building $356,600 |
| 2025 | $8,859.00 Homeowner's exemption | $608,700 | $651,300 Land $294,700 Building $356,600 |
| 2023 | $523,500 Land $254,700 Building $268,800 | $523,500 Land $254,700 Building $268,800 | |
| 2022 | $5,808.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4517 Rusty Gate in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4517 Rusty Gate is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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