4517 Lace Cascade Ct, Lutz, FL 33558 Property Records

Hillsborough County property record for 4517 Lace Cascade Ct, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1999
Lot Size	0.13 acres (5,700 sqft)
Owner	2 Owner Names on File
Last Sale	$117,600 (Nov 1999)
Tax Bill	$3,493 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0129317104`

Property Details

APN / Parcel Number

Primary APN	`0129317104`
Alternative APN	`U0527180HO000001000840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Heated Area
1st Floor Area	1,758 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,700 sqft (0.13 acres)
Lot Dimensions	114 ft deep x 50 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	42 sqft
Patio Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0129317104
Street Address	4517 LACE CASCADE CT
City	LUTZ
State	FL
Zip	33558-9097
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	VILLAROSA K LOT 84 BLOCK 1
Legal Range	18E
Legal Township	27S
Legal Section	05
Legal Subdivision	VILLAROSA K
Legal Block	1
Legal Lot Number	84
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	2
Census Block	2000
Census Tract	11509

Owner

Source: Hillsborough County records · APN 0129317104

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4517 LACE CASCADE CT, LUTZ, FL 33558-9097
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 05, 1999 · Amount on Record
Deed Sale	Nov 05, 1999 · Amount on Record
Deed Document Number	0990801923
Deed Book / Page	09908 / 01923
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4517 LACE CASCADE CT, LUTZ, FL 33558-9097
Document Number	0267131854
Instrument Date	Jun 01, 2019
Transaction Type	Mortgage
Record Updated	Jul 08, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4517 LACE CASCADE CT LUTZ FL 335589097, LUTZ, FL 33558-9097

Mortgage

Document Number	0267131854
Date	Jun 18, 2019
Book Page	026713/001854
Instrument	258902

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,493.00 (+12.42%) Homeowner's exemption	$188,357 (+5.99%)	$348,295 (+7.53%) Land $88,920 Building $259,375
2023	$3,107.00 (+4.97%) Homeowner's exemption	$177,717 (+3%)	$323,895 (+5.48%) Land $77,064 Building $246,831
2022	$2,960.00 Homeowner's exemption	$172,541	$307,061 Land $65,208 Building $241,853

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	8 (1988–2024)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 74 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.