4517 Hearthstone Run, Palmetto, FL 34221 Property Records

Manatee County property record for 4517 Hearthstone Run, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,435 sqft · built 2022
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$415,900 (Dec 2022)
Tax Bill	$6,427 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7169-1990-9`

Property Details

APN / Parcel Number

Primary APN	`7169-1990-9`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,435 sqft Living Area
Gross Area	2,906 sqft
1st Floor Area	997 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Standard
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch
Porch Area	30 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4517 HEARTHSTONE RUN
City	PALMETTO
State	FL
Zip	34221-1446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 244, PH IC, SILVERSTONE NORTH PH IC & ID PI#7169.1990/9
Legal Subdivision	SILVERSTONE NORTH PH IC & ID
Legal Lot Number	244
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3001
Census Tract	1904

Owner

4517 Hearthstone Run is owned and occupied by an individual who bought it in December 2022.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4517 HEARTHSTONE RUN, PALMETTO, FL 34221-1446
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC
Dec 28, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Deed Document Number	2022151090
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4517 HEARTHSTONE RUN, PALMETTO, FL 34221-1446
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 HEARTHSTONE RUN, PALMETTO, FL 34221-1446

Mortgage

Document Number	0041027119
Date	Mar 19, 2024
Instrument	202441027119

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	346 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 28, 2022
Property Address	4517 HEARTHSTONE RUN, PALMETTO, FL 34221-1446
Document Number	0041151090
Map Reference	MB 72 PG 47-63
Instrument Date	Dec 15, 2022
Instrument	202241151090
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,912.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5901 N HONORE AVE STE 250, 250, SARASOTA, FL 34243-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 HEARTHSTONE RUN, PALMETTO, FL 34221-1446

Mortgage

Document Number	0041151091
Date	Dec 28, 2022
Instrument	202241151091

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,320 (-) Land $65,025 Building $289,295	$354,320 (-) Land $65,025 Building $289,295
2025		$354,320 Land $65,025 Building $289,295	$354,320 Land $65,025 Building $289,295
2024	$6,427.00 (-8.36%)
2023	$7,013.00 (+216.9%) Homeowner's exemption	$393,470 (+6,446.92%) Land $56,100 Building $337,370	$393,470 (+6,446.92%) Land $56,100 Building $337,370
2022	$2,213.00	$6,010 Land $6,010	$6,010 Land $6,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4517 Hearthstone Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4517 Hearthstone Run is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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