45167 Oak Trl, Callahan, FL 32011 Property Records

Nassau County property record for 45167 Oak Trl, Callahan, FL 32011

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 2020
Lot Size0.42 acres (18,295 sqft)
OwnerIndividual Name on File
Tax Bill$2,845 (2025)
Deeds & MortgagesJan 2020 Construction Loan
Jul 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN30-2N-25-0000-0005-0050

Property Details

APN / Parcel Number

Primary APN30-2N-25-0000-0005-0050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Living Area
Gross Area2,121 sqft
1st Floor Area1,560 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area18,295 sqft (0.42 acres)
Garage TypeAttached
Garage Area561 sqft
PorchFinished/Open Porch
Porch Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address45167 OAK TRL
CityCALLAHAN
StateFL
Zip32011-3737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionPT SW1/4 OF NE1/4 OF SEC 30-2N-25E IN OR 2302/1078
Legal Range25E
Legal Township02N
Legal Section30
Legal Block50
Legal Lot Number5
JurisdictionNASSAU FL
Township / Civil DivisionCALLAHAN-HILLIARD
Census Block Group2
Census Block2038
Census Tract50507

Owner

Source: Nassau County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address45167 OAK TRL, CALLAHAN, FL 32011-3737
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2020Deed of Trust, Mortgage · Construction Mortgage
FIRST FEDERAL BANK
Jul 6, 2020Loan Modification, Mortgage
FIRST FED'L SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateSep 9, 2019
Transfer Doc0023021078
Record UpdatedJun 8, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address45167 OAK TRL, CALLAHAN, FL 32011-3737
Transaction TypeMortgage
Record UpdatedMay 9, 2022
Title CompanyAMELIA TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023360096
DateJan 30, 2020
Book Page2336/0096
Instrument202045003371
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueFeb 1, 2051

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNASSAU FL
Property Address45167 OAK TRL, CALLAHAN, FL 32011-3737
Document Number0023731416
Instrument DateJul 6, 2020
Transaction TypeMortgage
Record UpdatedAug 26, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address45167 OAK TRL CALLAHAN FL 32011, CALLAHAN, FL 32011

Mortgage

Document Number0023731416
DateJul 7, 2020
Book Page002373/001416
Instrument45020479
Lender
NameFIRST FED'L SVGS BK
TypeFederal Savings Bank
AddressLAKE CITY, FL 32055
Agreement
AmountAmount Recorded
Term360 Months
DueJul 6, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityCallahan Town
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,845.00 (+0.67%) Homeowner's exemption$232,071 (+2.9%)$330,682 (+6.04%) Land $18,900 Building $311,782
2024$2,826.00 (+1.04%) Homeowner's exemption$225,531 (+3%)$311,857 (+4.39%) Land $14,700 Building $297,157
2023$2,797.00 (+9.09%) Homeowner's exemption$218,962 (+3%)$298,749 (+30.42%) Land $14,700 Building $284,049
2022$2,564.00 Homeowner's exemption$212,584$229,071 Land $14,700 Building $214,371

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 72% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALLAHAN WTP
serves 1,730 people · EPA ID FL2450146
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
Uniti Group
DSL
100 / 20

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