45160 Parsons Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 45160 Parsons Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1977
Lot Size	1.58 acres (68,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$41,000 (Jun 2019)
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Jun 2021 Sale May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-00-097-000-095`

Property Details

APN / Parcel Number

Primary APN	`09-00-097-000-095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,104 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Lot Area	68,825 sqft (1.58 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	240 sqft

Location & Zoning

Street Address	45160 PARSONS RD
City	OBERLIN
State	OH
Zip	44074-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:NEW RUSSIA TOWNSHIP
Legal Subdivision	RUSSIA TOWNSHIP
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	2
Census Block	2016
Census Tract	60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	45160 PARSONS RD, OBERLIN, OH 44074-9602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Re-recorded Document
May 15, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on Record
Deed Sale	Jun 7, 2019 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	2019-0717400
Record Updated	Jun 8, 2026

June 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LORAIN OH
Recording Date	Jun 4, 2021
Property Address	45160 PARSONS RD, OBERLIN, OH 44074-9602
Document Number	0000821520
Instrument Date	Oct 11, 2018
Instrument	2021-0821520
Record Updated	Apr 26, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	45160 PARSONS RD, OBERLIN, OH 44074-9602
Document Number	0000675484
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 25, 2018
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45160 PARSONS RD OBERLIN OH 440749602, OBERLIN, OH 44074-9602

Mortgage

Document Number	0000675484
Date	Jun 8, 2018
Instrument	675484

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00	$75,710 (+%) Land $18,340 Building $57,370	$216,310 (-) Land $52,400 Building $163,910
2024	$3,192.00 (+20.54%)	$75,709 (+39.84%) Land $18,340 Building $57,369	$216,310 (+39.84%) Land $52,400 Building $163,910
2023	$2,648.00 (+3.16%)	$54,139 (%) Land $16,867 Building $37,272	$154,680 (-) Land $48,190 Building $106,490
2022	$2,567.00	$54,140 Land $16,870 Building $37,270
2021			$154,680 Land $48,190 Building $106,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Cable Co-op, T-Mobile.

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