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4516 Prairie Ave, McHenry, IL 60050 Property Records

McHenry County property record for 4516 Prairie Ave, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,210 sqft · built 1975
Lot Size0.171 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$168,000 (Mar 2022)
Tax Bill$4,518 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
Aug 2021 Transfer
Flood ZoneZone X (minimal risk)
APN09-27-207-015

Property Details

APN / Parcel Number

Primary APN09-27-207-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,210 sqft Living Area
1st Floor Area1,210 sqft
Basement Area1,210 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleA-Frame
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area7,405 sqft (0.171 acres)
Lot Dimensions125 ft deep x 60 ft wide
Garage Area198 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4516 PRAIRIE AVE
CityMCHENRY
StateIL
Zip60050-3758
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2022R0009690 LT 25 BLK 8 LAKELAND PARK UNIT 4
Legal SubdivisionLAKELAND PARK
Legal Block8
Legal Lot Number25
Legal Unit4
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2040
Census Tract870603

Owner

4516 Prairie Ave is owned and occupied by two individuals who bought it in March 2022.

Source: McHenry County records, as of June 30, 2025

Owner of Record2 Individual Names on File
Mailing Address4516 PRAIRIE AVE, MCHENRY, IL 60050-3758
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2022Warranty Deed, Transfer · FHA Mortgage
THE FEDERAL SAVINGS BANK
Aug 23, 2021Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2022 · Amount on File
Deed SaleMar 15, 2022 · Amount on File
Prior SaleAug 17, 2009 · Amount on File
Deed Document Number20229690
Prior Transfer DateAug 6, 1997
Record UpdatedOct 29, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateMar 15, 2022
Property Address4516 PRAIRIE AVE, MCHENRY, IL 60050-3758
Document Number0000009690
Map ReferenceMB 11 PG 102
Instrument DateMar 10, 2022
Instrument2022R0009690
Transaction TypeTransfer
Record UpdatedMar 24, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$168.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4516 PRAIRIE AVE, MCHENRY, IL 60050-3758

Mortgage

Document Number0000009691
DateMar 15, 2022
Instrument2022R0009691
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueApr 1, 2051
Interest
Rate TypeFixed Rate
Rate3.87%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateAug 23, 2021
Property Address4516 PRAIRIE AVE, MCHENRY, IL 60050-3758
Document Number0000045985
Map ReferenceMB11 PG102 DOC276054
Instrument DateAug 12, 2021
Instrument2021R0045985
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4516 PRAIRIE AVE, MCHENRY, IL 60050-3758

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$4,518.00$61,417 Land $8,684 Building $52,733$184,251 Land $26,052 Building $158,199
2022Homeowner's exemption$51,047 Land $7,218 Building $43,829$153,141 Land $21,654 Building $131,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4516 Prairie Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1981)
Most Recent ClaimAug 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4516 Prairie Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prairie Ave

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