Hamilton County property record for 4516 Lawrence St, Cincinnati, OH 45217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,459 sqft · built 1865 |
| Lot Size | 0.076 acres (3,354 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Nov 2020) |
| Tax Bill | $3,119 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 582-0007-0126-00 |
| Primary APN | 582-0007-0126-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,459 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 691 sqft |
| Upper Floors Area | 307 sqft |
| Basement Area | 768 sqft |
| Finished Basement | 150 sqft |
| Year Built | Built 1865 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 3,354 sqft (0.076 acres) |
| Lot Dimensions | 90 ft deep x 25 ft wide |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4516 LAWRENCE ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45217-1609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4516 LAWRENCE ST 25 X 90 IRR |
| Legal Subdivision | KLEINE&SCHROEDERS SUB/ST BERN |
| Legal Lot Number | 94 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ST. BERNARD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 25800 |
4516 Lawrence St is owned and occupied by an individual who bought it in November 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4516 LAWRENCE ST, CINCINNATI, OH 45217-1609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 28, 2020 | Deed of Trust, Mortgage FIRST FIN'L BK&TR |
| Nov 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | Apr 21, 2010 · Amount on File |
| Deed Document Number | 2020-0122925 |
| Deed Book / Page | 14301 / 2310 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4516 LAWRENCE ST, CINCINNATI, OH 45217-1609 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000076501 |
|---|---|
| Date | Aug 5, 2022 |
| Book Page | 14724/1142 |
| Instrument | 2022-0076501 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4516 LAWRENCE ST, CINCINNATI, OH 45217-1609 |
| Document Number | 0000122926 |
| Instrument Date | Oct 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4516 LAWRENCE ST CINCINNATI OH 452171609, CINCINNATI, OH 45217-1609 |
| Document Number | 0000122926 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 014301/002313 |
| Instrument | 122926 |
| Name | FIRST FIN'L BK&TR |
|---|---|
| Type | Funding / Finance Company |
| Address | CINCINNATI, OH 45246 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 23, 2020 |
| Property Address | 4516 LAWRENCE ST, CINCINNATI, OH 45217-1609 |
| Document Number | 0000122925 |
| Book / Page | 14301 / 2310 |
| Map Reference | MB 1 PG 1 |
| Instrument Date | Oct 15, 2020 |
| Instrument | 2020-0122925 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4516 LAWRENCE ST, CINCINNATI, OH 45217-1609 |
| Document Number | 0000122926 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020-0122926 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 4516 Lawrence St was $3,119, up 4.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | St. Bernard Village |
| Unified School District | St. Bernard-Elmwood Place City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119.00 (+4.38%) | $50,750 (-) Land $11,025 Building $39,725 | |
| 2024 | $2,988.00 (-4.17%) | $50,750 (-) Land $11,025 Building $39,725 | |
| 2023 | $3,118.00 (-22.34%) | $50,750 (%) Land $11,025 Building $39,725 | $145,000 Land $31,500 Building $113,500 |
| 2022 | $4,015.00 Homeowner's exemption | $50,751 Land $8,600 Building $42,151 | |
| 2020 | $145,000 Land $24,570 Building $120,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4516 Lawrence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4516 Lawrence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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