4516 Hwy 70 E, White Bluff, TN 37187 Property Records

Dickson County property record for 4516 Hwy 70 E, White Bluff, TN 37187

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1.5 ba · 1,648 sqft · built 1993
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,900 (Mar 2026)
Deeds & Mortgages	Feb 2019 Sale & Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`022096O A 00200`

Property Details

APN / Parcel Number

Primary APN	`022096O A 00200`
Alternative APN	`096O A 00200`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,648 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Concrete Block
Roof Type	Flat
Roof Material	Metal
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	135 ft deep x 95 ft wide
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4516 HIGHWAY 70 E
City	WHITE BLUFF
State	TN
Zip	37187-9220
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	DISTRICT: 12, COUNTY AREA: H03
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3020
Census Tract	60300

Owner

Source: Dickson County records, as of July 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	216 CHURCH ST, WHITE BLUFF, TN 37187-9162
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2019	Warranty Deed, Transfer · Line of Credit DAVID W POWELL
Aug 1, 2018	Deed of Trust, Mortgage · Line of Credit TRISTAR BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2026 · Amount on Record
Deed Sale	Mar 25, 2026 · Amount on Record
Prior Sale	Feb 6, 2019 · Amount on Record
Deed Document Number	2026384996
Deed Book / Page	1607 / 2393
Record Updated	Sep 20, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DICKSON TN
Recording Date	Feb 6, 2019
Property Address	4516 HIGHWAY 70 E, WHITE BLUFF, TN 37187-9220
Document Number	V1367878
Book / Page	001367 / 000878
Instrument Date	Jan 31, 2019
Instrument	296160
Transaction Type	Transfer
Record Updated	Feb 20, 2019
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$55.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	PO BOX 138 WHITE BLUFF TN 371870138, WHITE BLUFF, TN 37187-0138

Mortgage

Document Number	V1367880
Date	Feb 6, 2019
Book Page	001367/000880
Instrument	296161

Lender

Name	DAVID W POWELL
Address	4482 HIGHWAY 70 E, WHITE BLUFF, TN 37187
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Feb 5, 2039

Interest

Rate Type	Adjustable Rate
Rate	5%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	4516 HIGHWAY 70 E, WHITE BLUFF, TN 37187-9220
Document Number	V1346852
Instrument Date	Aug 1, 2018
Transaction Type	Mortgage
Record Updated	Jan 15, 2019
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TITLE SVCS LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 HIGHWAY 70 E WHITE BLUFF TN 371879220, WHITE BLUFF, TN 37187-9220

Mortgage

Document Number	V1346852
Date	Aug 6, 2018
Book Page	001346/000852
Instrument	290559

Lender

Name	TRISTAR BK
Type	Bank
Address	DICKSON, TN 37055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 5, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$79,320 Land $37,480 Building $41,840
2024		$198,300 Land $93,700 Building $104,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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