Orange County property record for 4516 Elderberry Dr, Orlando, FL 32809
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,122 sqft · built 1960 |
| Lot Size | 0.18 acres (7,835 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $245,000 (Apr 2022) |
| Tax Bill | $3,462 (2025) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-23-29-8195-25-070 |
| Primary APN | 20-23-29-8195-25-070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,122 sqft Living Area |
| Gross Area | 1,299 sqft |
| 1st Floor Area | 814 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,835 sqft (0.18 acres) |
| Porch | Slab |
| Porch Area | 485 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4516 ELDERBERRY DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32809-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SOUTHWOOD SUB SECTION 4 X/82 LOT 7 BLK Y |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 20 |
| Legal Subdivision | SOUTHWOOD SUB SEC 4 |
| Legal Tract | 8195 |
| Legal Block | Y |
| Legal Lot Number | 7 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 16902 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4516 ELDERBERRY DR, ORLANDO, FL 32809-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP |
| Apr 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Jan 20, 2017 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2022 · Amount on Record |
| Deed Sale | Apr 15, 2022 · Amount on Record |
| Prior Sale | Jun 24, 2016 · Amount on Record |
| Deed Document Number | 2022246391 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4516 ELDERBERRY DR, ORLANDO, FL 32809-4433 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4516 ELDERBERRY DR, ORLANDO, FL 32809-4433 |
| Document Number | 0000246393 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 20220246393 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4516 ELDERBERRY DR, ORLANDO, FL 32809-4433 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1863 DUNWOODLE ST, ORLANDO, FL 32839-1179 |
| Document Number | 0000246392 |
|---|---|
| Date | Apr 15, 2022 |
| Instrument | 20220246392 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4516 ELDERBERRY DR, ORLANDO, FL 32809-4433 |
| Document Number | 0000044193 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 4516 ELDERBERRY DR ORLANDO FL 328094433, ORLANDO, FL 32809-4433 |
| Document Number | 0000044193 |
|---|---|
| Date | Jan 24, 2017 |
| Instrument | 44193 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 23, 2047 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,970 (-5.16%) Land $75,000 Building $104,970 | $179,970 (-5.16%) Land $75,000 Building $104,970 | |
| 2025 | $3,462.00 (+3.1%) | $189,760 (+2.73%) Land $75,000 Building $114,760 | $189,760 (+2.73%) Land $75,000 Building $114,760 |
| 2024 | $3,358.00 (+6.47%) | ||
| 2023 | $3,154.00 (+54.76%) | $184,709 (+33.7%) Land $75,000 Building $109,709 | $184,709 (+33.7%) Land $75,000 Building $109,709 |
| 2022 | $2,038.00 | $138,149 Land $60,000 Building $78,149 | $138,149 Land $60,000 Building $78,149 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 85 (1994–2022) |
| Claims Outside the SFHA | 5 of 85 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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