4516 Edwards Ln, Castro Valley, CA 94546 Property Records

Alameda County property record for 4516 Edwards Ln, Castro Valley, CA 94546

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 1963
Lot Size	0.136 acres (5,922 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,008,000 (Aug 2026)
Tax Bill	$1,894 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`84C-1062-20`

Property Details

APN / Parcel Number

Primary APN	`84C-1062-20`
Alternative APN	`084C-1062-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1965
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,922 sqft (0.136 acres)

Location & Zoning

Street Address	4516 EDWARDS LN
City	CASTRO VALLEY
State	CA
Zip	94546-4735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00020 BLK: AR: 084C PAGE: 1062
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	3
Census Block	3002
Census Tract	430800

Owner

Source: Alameda County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4516 EDWARDS LN, CASTRO VALLEY, CA 94546-4735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Aug 25, 2026	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Dec 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2026 · Amount on Record
Deed Sale	Aug 25, 2026 · Amount on Record
Prior Sale	Mar 8, 2002 · Amount on Record
Deed Document Number	2026108786
Prior Transfer Date	Mar 11, 2003
Prior Transfer Doc	0000280844
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Recording Date	Sep 21, 2026
Property Address	4516 EDWARDS LN, CASTRO VALLEY, CA 94546-4735
Document Number	0000119732
Instrument Date	Aug 24, 2026
Instrument	2026119732
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16872 LOS BANOS ST, ASHLAND, CA 94578-2422

Mortgage

Document Number	0000119732,
Date	Sep 21, 2026
Instrument	2026119732

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 25, 2026
Property Address	4516 EDWARDS LN, CASTRO VALLEY, CA 94546-4735
Document Number	0000108786
Instrument Date	Aug 20, 2026
Instrument	2026108786
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111,988.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 EDWARDS LN, CASTRO VALLEY, CA 94546-4735

Mortgage

Document Number	0000108787,
Date	Aug 25, 2026
Instrument	2026108787

Lender

Name	CHANGE LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4516 EDWARDS LN, CASTRO VALLEY, CA 94546-4735
Document Number	0000099507
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4516 EDWARDS LN CASTRO VALLEY CA 945464735, CASTRO VALLEY, CA 94546-4735

Mortgage

Document Number	0000099507
Date	Apr 29, 2020
Instrument	99507

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	4516 EDWARDS LN, CASTRO VALLEY, CA 94546-4735
Document Number	0000013694
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4516 EDWARDS LN CASTRO VALLEY CA 945464735, CASTRO VALLEY, CA 94546-4735

Mortgage

Document Number	0000013694
Date	Jan 24, 2018
Instrument	13694

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Unified School District	Castro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,604 (+2%) Land $32,873 Building $55,731
2025	$1,894.00 (+6.05%)	$86,866 (+4.04%) Land $32,228 Building $54,638
2023	$1,786.00	$83,494 Land $30,977 Building $52,517	$889,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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