4516 Caloosa Ct, Sebring, FL 33875 Property Records

Highlands County property record for 4516 Caloosa Ct, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,506 sqft · built 1987
Lot Size	0.344 acres (15,017 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Nov 2024)
Tax Bill	$2,579 (2024)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C-01-35-28-060-0030-0090`

Property Details

APN / Parcel Number

Primary APN	`C-01-35-28-060-0030-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,506 sqft Living Area
1st Floor Area	2,057 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,017 sqft (0.344 acres)
Garage Type	Finished
Garage Area	528 sqft
Driveway	Driveway
Driveway Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	42 sqft
Porch	Open Porch
Porch Area	453 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4516 CALOOSA CT
City	SEBRING
State	FL
Zip	33875-5600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HARDER HALL CTRY CLUB II PB 13 PG 46 LOT 9 BLK 3
Legal Range	28E
Legal Township	35S
Legal Section	01
Legal Subdivision	HARDER HALL COUNTRY CLUB 2
Legal Block	3
Legal Lot Number	9
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	1
Census Block	1033
Census Tract	961301

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4516 CALOOSA CT, SEBRING, FL 33875-5600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 31, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 24, 2017	Trustee's Deed, Construction Loan · Line of Credit MIDFLORIDA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2024 · Amount on Record
Deed Sale	Nov 6, 2024 · Amount on Record
Prior Sale	Oct 11, 2022 · Amount on Record
Deed Document Number	2230107
Deed Book / Page	3079 / 303
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 11, 2022
Property Address	4516 CALOOSA CT, SEBRING, FL 33875-5600
Document Number	0002118604
Book / Page	2935 / 709
Map Reference	MB 13 PG 46
Instrument Date	Oct 5, 2022
Instrument	2118604
Transaction Type	Transfer
Record Updated	Oct 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2597 MARIOTTA RDG, 2597, CLERMONT, FL 34715-0093

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 CALOOSA CT, SEBRING, FL 33875-5600

Mortgage

Document Number	0002935711
Date	Oct 11, 2022
Instrument	2935/711

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4516 CALOOSA CT, SEBRING, FL 33875-5600
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002006648
Date	Nov 16, 2020
Book Page	2784/56
Instrument	2006648

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Oct 1, 2035

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 31, 2017
Property Address	4516 CALOOSA CT, SEBRING, FL 33875-5600
Document Number	0001854726
Book / Page	2583 / 0174
Map Reference	MB13 PG46
Instrument Date	May 31, 2017
Instrument	1854726
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	PATCH REEF TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1938 PINE KEY BLVD, 1938, SEBRING, FL 33870-1620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 CALOOSA CT, SEBRING, FL 33875-5600

Mortgage

Document Number	0001854727
Date	May 31, 2017
Instrument	1854727

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 24, 2017
Property Address	4516 CALOOSA CT, SEBRING, FL 33875-5600
Book / Page	002567 / 001166
Instrument Date	Feb 13, 2017
Instrument	1843582
Transaction Type	Construction Loan
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4516 CALOOSA CT SEBRING FL 338755600, SEBRING, FL 33875-5600

Mortgage

Document Number	0001843582
Date	Feb 24, 2017
Book Page	002567/001166
Instrument	1843582

Lender

Name	MIDFLORIDA FCU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 23, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$278,169 (+40.79%) Land $37,000 Building $241,169	$278,169 (-2%) Land $37,000 Building $241,169
2024	$2,579.00 (+2.34%)
2023	$2,520.00 (+10.77%) Homeowner's exemption	$197,583 (+11.68%)	$283,843 (+22.97%) Land $30,000 Building $253,843
2022	$2,275.00 Homeowner's exemption	$176,924	$230,826 Land $30,000 Building $200,826

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	6 (2004–2025)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE JOSEPHINE HEIGHTS private · serves 1,325 people · EPA ID FL6280162
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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