4516 Arbor Gate Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4516 Arbor Gate Dr, Bradenton, FL 34203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,912 sqft · built 2015
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Trust Names on File
Last Sale	$645,000 (May 2026)
Tax Bill	$8,383 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17402-0510-9`

Property Details

APN / Parcel Number

Primary APN	`17402-0510-9`
Alternative APN	`3518161740205109`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,912 sqft Living Area
Gross Area	3,738 sqft
1st Floor Area	2,912 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	120 ft deep x 66 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	386 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4516 ARBOR GATE DR
City	BRADENTON
State	FL
Zip	34203-5538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 92 ARBOR RESERVE PI#17402.0510/9
Legal Range	18E
Legal Township	35S
Legal Section	16
Legal Subdivision	ARBOR RESERVE
Legal Tract	01740200
Legal Lot Number	92
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3017
Census Tract	814

Owner

4516 Arbor Gate Dr is owner-occupied and held in a trust since May 2026.

Source: Manatee County records, as of May 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4516 ARBOR GATE DR, BRADENTON, FL 34203-5538
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Warranty Deed, Transfer TOWER TITLE SERVICES, WR TITLE SERVICES
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on File
Deed Sale	May 4, 2026 · Amount on File
Prior Sale	Jun 29, 2015 · Amount on File
Deed Document Number	202651122
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 4, 2026
Property Address	4516 ARBOR GATE DR, BRADENTON, FL 34203-5538
Document Number	0000051122
Instrument Date	May 4, 2026
Instrument	2026.51122
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	TOWER TITLE SERVICES, WR TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$456,015.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4516 ARBOR GATE DR, BRADENTON, FL 34203-5538

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4516 ARBOR GATE DR, BRADENTON, FL 34203-5538
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 ARBOR GATE DR, BRADENTON, FL 34203-5538

Mortgage

Document Number	202141094025
Date	Jul 15, 2021
Instrument	202141094025

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Nov 1, 2050

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4516 ARBOR GATE DR, BRADENTON, FL 34203-5538
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 ARBOR GATE DR, BRADENTON, FL 34203-5538

Mortgage

Document Number	202141084198
Date	Jun 24, 2021
Instrument	202141084198

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4516 Arbor Gate Dr was $8,383 with a homeowner's exemption, up 62.2% from the year before.

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,383.00 (+62.21%) Homeowner's exemption	$584,978 Land $66,300 Building $518,678	$584,978 Land $66,300 Building $518,678
2024	$5,168.00 (+1.59%)
2023	$5,087.00 (+1.5%) Widower's exemption	$358,326 (+3%)	$619,618 (+20.04%) Land $66,300 Building $553,318
2022	$5,012.00 Homeowner's exemption Widower's exemption	$347,889	$516,186 Land $65,000 Building $451,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4516 Arbor Gate Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4516 Arbor Gate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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