4516 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 4516 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,122 sqft · built 1975
Lot Size	0.179 acres (7,840 sqft)
Owner	Individual Name on Record
Tax Bill	$2,192 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R65878`

Property Details

APN / Parcel Number

Primary APN	`R65878`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,122 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,840 sqft (0.179 acres)
Lot Dimensions	112 ft deep x 70 ft wide
Garage Area	506 sqft
Storage Building	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4516 78TH ST
City	LUBBOCK
State	TX
Zip	79424-3239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	QUAKER HEIGHTS L 233
Legal Subdivision	QUAKER HEIGHTS
Legal Lot Number	2330
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	4
Census Block	4006
Census Tract	1804

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4516 78TH ST, LUBBOCK, TX 79424-3239
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 23, 2018	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jun 19, 2017	Deed, Transfer · Commercial Mortgage HAPPY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2018
Deed Sale	Mar 23, 2018
Prior Sale	Jun 19, 2017
Deed Document Number	2018010313
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4516 78TH ST, LUBBOCK, TX 79424-3239
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010670
Date	Mar 5, 2021
Instrument	2021010670

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Mar 23, 2018
Property Address	4516 78TH ST, LUBBOCK, TX 79424-3239
Document Number	0000010313
Map Reference	VOL1336 PG436
Instrument Date	Mar 15, 2018
Instrument	2018010313
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2021
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 78TH ST, LUBBOCK, TX 79424
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010314
Date	Mar 23, 2018
Instrument	2018010314

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 19, 2017
Property Address	4516 78TH ST, LUBBOCK, TX 79424-3239
Document Number	0000021767
Map Reference	VOL1336 PG436
Instrument Date	Jun 14, 2017
Instrument	2017021767
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	STEWART TITLE OF LUBBOCK INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5912 COUNTY ROAD 6300, LUBBOCK, TX 79416-2022

Mortgage

Document Number	0000021768
Date	Jun 19, 2017
Instrument	2017021768

Lender

Name	HAPPY STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,192.00 (-15.27%) Homeowner's exemption	$192,500 (-) Land $19,600 Building $172,900	$192,500 (-) Land $19,600 Building $172,900
2024	$2,587.00 (-2.52%)
2023	$2,654.00 (-14.55%) Homeowner's exemption	$192,500 Land $19,600 Building $172,900	$192,500 Land $19,600 Building $172,900
2022	$3,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 606 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: ICS Advanced Technologies, Metronet, Telespan.

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