4516 15th St, Lubbock, TX 79416 Property Records

Lubbock County property record for 4516 15th St, Lubbock, TX 79416

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,294 sqft · built 1961
Lot Size	0.75 acres (32,687 sqft)
Owner	Individual Name on Record
Tax Bill	$5,429 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R64852`

Property Details

APN / Parcel Number

Primary APN	`R64852`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	3,294 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	32,687 sqft (0.75 acres)
Lot Dimensions	165 ft deep x 198 ft wide
Garage Area	832 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4516 15TH ST
City	LUBBOCK
State	TX
Zip	79416-4810
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	RUSHLAND PK BLK 14 L 1
Legal Subdivision	RUSHLAND PARK
Legal Block	14
Legal Lot Number	1
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2017
Census Tract	403

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4516 15TH ST, LUBBOCK, TX 79416-4810
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2025	Deed of Trust, Mortgage · Construction Mortgage CITY BANK
Jun 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage HAPPY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022
Deed Sale	Jun 1, 2022
Deed Document Number	2022026846
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4516 15TH ST, LUBBOCK, TX 79416-4810
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 15TH ST, LUBBOCK, TX 79416-4810

Mortgage

Document Number	0000037907
Date	Sep 24, 2025
Instrument	2025037907

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 1, 2022
Property Address	4516 15TH ST, LUBBOCK, TX 79416-4810
Document Number	0000026846
Map Reference	VOL 618 PG 611
Instrument Date	May 30, 2022
Instrument	2022026846
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	WESTENN TITLE COMPANY, WESTERN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4516 15TH ST, LUBBOCK, TX 79416-4810

Mortgage

Document Number	0000026847
Date	Jun 1, 2022
Instrument	2022026847

Lender

Name	HAPPY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	6%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,429.00 (-21.85%) Homeowner's exemption	$375,484 (-16.99%) Land $110,000 Building $265,484	$375,484 (-16.99%) Land $110,000 Building $265,484
2024	$6,947.00 (-7.18%)
2023	$7,484.00 (+2.97%) Homeowner's exemption	$452,335 Land $99,050 Building $353,285	$452,335 Land $99,050 Building $353,285
2022	$7,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1979–2008)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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