45151 Fish Rock Rd, Gualala, CA 95445 Property Records

Mendocino County property record for 45151 Fish Rock Rd, Gualala, CA 95445

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,217 sqft · built 1998
Lot Size	1.03 acres (45,215 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jun 2020)
Tax Bill	$5,660 (2025)
Deeds & Mortgages	Jun 2020 Transfer Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`143-090-13`

Property Details

APN / Parcel Number

Primary APN	`143-090-13`
Alternative APN	`143-090-13-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Building Area	1,217 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Wood
Lot Area	45,215 sqft

Location & Zoning

Old Parcel Number	143-090-13
Street Address	45151 FISH ROCK RD
City	GUALALA
State	CA
Zip	95445-7555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5(2)
Legal Description	PARCEL 4 OF PCL MAP FILED MAY 12, 1971 IN C2, D16, P65, MCR.
Legal Subdivision	DAVID TUSSMAN
Legal Block	3
Legal Lot Number	13
Jurisdiction	MENDOCINO CA
Township / Civil Division	POINT ARENA
Census Block Group	3
Census Block	3048
Census Tract	11102

Owner

45151 Fish Rock Rd is owned and occupied by an individual who bought it in June 2020.

Source: Mendocino County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	45151 FISH ROCK RD, GUALALA, CA 95445-7555
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2020	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 16, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2020 · Amount on File
Deed Sale	Jun 16, 2020 · Amount on File
Deed Document Number	20206672
Prior Transfer Date	Jun 10, 2020
Prior Transfer Doc	0000006671
Record Updated	Sep 20, 2026

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MENDOCINO CA
Recording Date	Jun 16, 2020
Property Address	45151 FISH ROCK RD, GUALALA, CA 95445-7555
Document Number	0000006671
Instrument Date	Jun 10, 2020
Instrument	6671
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1502 JEFFERSON ST FAIRFIELD CA 945335046, FAIRFIELD, CA 94533-5046

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Jun 16, 2020
Property Address	45151 FISH ROCK RD, GUALALA, CA 95445-7555
Document Number	0000006672
Map Reference	CASE 2 DR 16 PG 65
Instrument Date	Jun 10, 2020
Instrument	2020-06672
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1181 BOWDOIN ST, SAN FRANCISCO, CA 94134-1803

Mortgage

Document Number	0000006673
Date	Jun 16, 2020
Instrument	2020-06673

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 45151 Fish Rock Rd was $5,660.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Elementary School District	Arena Union Elementary School District (KG - 08)
Secondary School District	Point Arena Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$513,132 (+2%) Land $223,101 Building $290,031
2025	$5,660.00	$503,072 Land $218,727 Building $284,345
2023	$5,478.00	$483,539 Land $210,235 Building $273,304
2020	$1,357.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45151 Fish Rock Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45151 Fish Rock Rd is moderate, ranking above 47% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH GUALALA WATER COMPANY private · serves 3,508 people · EPA ID CA2310007
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Further Reach DSL · Fixed Wireless in parts of the area	200 / 100

Cell Coverage

4G LTE only, no 5G reported

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