4515 W 7th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4515 W 7th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,560 sqft · built 1928
Lot Size	0.105 acres (4,615 sqft)
Owner	Individual Name on Record
Last Sale	$172,500 (Jul 2019)
Tax Bill	$3,044 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3960-00050`

Property Details

APN / Parcel Number

Primary APN	`010-3960-00050`
Alternative APN	`1073950`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Gross Area
1st Floor Area	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1985
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	4,615 sqft (0.105 acres)
Garage Area	484 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	42 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1073950
Street Address	4515 W 7TH ST
City	DULUTH
State	MN
Zip	55807-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:002 SERIAL #
Legal Subdivision	W H RICHARDSONS DIV OF DULUTH
Legal Block	2
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4007
Census Tract	15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4515 W 7TH ST, DULUTH, MN 55807-1436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Warranty Deed, Transfer · Conventional with PMI WESTERN NAT'L BK
Jun 22, 2017	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	20191012433
Record Updated	Sep 20, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 15, 2019
Property Address	4515 W 7TH ST, DULUTH, MN 55807-1436
Document Number	00T1012433
Instrument Date	Jul 8, 2019
Instrument	T1012433
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$569.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4515 W 7TH ST DULUTH MN 558071436, DULUTH, MN 55807-1436

Mortgage

Document Number	T1012434
Date	Jul 15, 2019
Instrument	T1012434

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2017
Property Address	4515 W 7TH ST, DULUTH, MN 55807-1436
Document Number	000T986304
Instrument Date	Jun 15, 2017
Instrument	T986304
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4515 W 7TH ST DULUTH MN 558071436, DULUTH, MN 55807-1436

Mortgage

Document Number	T986305
Date	Jun 22, 2017
Instrument	T986305

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	CLOQUET, MN 55720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Mortgage

Document Number	T986306,
Date	Jun 22, 2017
Instrument	T986306

Lender

Name	NEIGHBORHOOD HOUSING SERVICE NEIGHBORHOOD HOUSING SERVICE
Type	Funding / Finance Company
Address	DULUTH, MN 55805

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jun 21, 2037

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,044.00 (+0.53%) Homeowner's exemption
2025	$3,028.00 (+3.06%) Homeowner's exemption	$261,600 (+8.1%) Land $11,900 Building $249,700	$261,600 (+8.1%) Land $11,900 Building $249,700
2024	$2,938.00	$242,000 (+9.95%) Land $12,700 Building $229,300	$242,000 (+9.95%) Land $12,700 Building $229,300
2022		$220,100 Land $11,700 Building $208,400	$220,100 Land $11,700 Building $208,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Airfiber Fixed Wireless	100 / 20

4515 W 7th St, Duluth, MN 55807 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on W 7th St

Nearby Streets

Search Property Records by Address or Parcel Number