4515 Streeter Rd, Cortland, NY 13045 Property Records

Cortland County and Cortlandville Town property record for 4515 Streeter Rd, Cortland, NY 13045

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,536 sqft · built 1992
Lot Size31.5 acres (1,372,576 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Jun 2003)
Tax Bill$5,364 (2026)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APN112289 78.00-04-01.000

Property Details

APN / Parcel Number

Primary APN112289 78.00-04-01.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,536 sqft Living Area
1st Floor Area1,536 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRustic
Exterior MaterialWood
Foundation TypeRaised
Lot Area1,372,576 sqft (31.5 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area176 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4515 STREETER RD
CityCORTLAND
StateNY
Zip13045-9787
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning Code04 - FARM
Legal Block4
Legal Lot Number1.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLANDVILLE
Census Block Group1
Census Block1006
Census Tract970400

Owner

4515 Streeter Rd, a rural home, is owned and occupied by two individuals who bought it in June 2003.

Source: Cortland County and Cortlandville Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4515 STREETER RD, CORTLAND, NY 13045-9787
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2003 · Amount on File
Deed SaleJun 26, 2003 · Amount on File
Deed Book / Page10130 / 60002
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address4515 STREETER RD, CORTLAND, NY 13045-9787
Transaction TypeMortgage
Record UpdatedMar 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000742
DateFeb 9, 2022
Instrument2022-00742
Lender
NameCAYUGA LAKE NATIONAL BANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4515 Streeter Rd was $5,364 with a homeowner's exemption, up 106.9% from the year before.

Source: Cortland County and Cortlandville Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionCortlandville Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,364.00 (+106.86%) Homeowner's exemption
2025$2,593.00$118,100 Land $47,800 Building $70,300$187,460 Land $75,873 Building $111,587
2023$2,543.00 Homeowner's exemption$118,100 Land $47,800 Building $70,300$168,714 Land $68,286 Building $100,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515 Streeter Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims12 (1981–2013)
Claims Outside the SFHA3 of 12
Most Recent ClaimJul 2013 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2013 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 Streeter Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

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