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4515 Snapper Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4515 Snapper Dr, Sebring, FL 33870 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,564 sqft Living Area
Lot Size10,000 sqft (0.23 acres)
OccupancyOwner Occupied
Last Sale$289,000 (2026)
Tax Bill$813.00 (2025)

Property Details

APN / Parcel Number

Primary APNC104805000004840
Alternative APN
  • C-10-34-28-050-0000-4840

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area1,564 sqft Living Area
Gross Area1,848 sqft Gross Area
1st Floor1,564 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area10,000 sqft (0.23 acres)
Depth X Width125 ft x 80 ft Depth x Width
DrivewayDriveway Concrete
Driveway Area270 sqft Driveway
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area284 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area60 sqft Shed
Patio Area80 sqft Patio
Porch Area44 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address4515 SNAPPER DR
CitySEBRING
StateFL
Zip33870-7866
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEBRING RIDGE SEC E PB 8-PG 53 LOT 484
Legal Range28E
Legal Township34S
Legal Section10
Legal SubdivisionSEBRING RIDGE SEC E
Legal Lot Number484
JurisdictionHIGHLANDS FL
Minor Civil DivisionAVON PARK
Census Blockgroup3
Census Block3005
Census Tract960104

Owner

Source: Highlands County records · APN C104805000004840

Assessment roll updated December 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4515 SNAPPER DR, SEBRING, FL 33870-7866
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUILD MORTGAGE COMPANY
Feb 19, 2020Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Feb 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTRALIZED SVCNG CTR-USDA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 27, 2026 · Amount on Record
Deed SaleMay 27, 2026 · Amount on Record
Prior SaleAug 19, 2025 · Amount on Record
Deed Doc Number20262314672
Deed Book / Page3195 / 224
Record RefreshedSep 20, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMay 27, 2026
Property Address4515 SNAPPER DR, SEBRING, FL 33870-7866
Document Number0002314672
Book / Page3195 / 224
Instrument DateMay 22, 2026
Instrument20262314672
Transaction TypeTransfer
Record UpdatedJun 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$204,323.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 SNAPPER DR, SEBRING, FL 33870-7866

Mortgage

Document Number0002314673,
DateMay 27, 2026
Instrument20262314673
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

Mortgage

Document Number0002314674,
DateMay 27, 2026
Book Page3195/247
Instrument20262314674
Lender
NameFLORIDA HOUSING FINANCE CORP
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term30 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address4515 SNAPPER DR, SEBRING, FL 33870-7866
Document Number0001980003
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 SNAPPER DR SEBRING FL 338707866, SEBRING, FL 33870-7866

Mortgage

Document Number0001980003
DateMar 20, 2020
Book Page002744/001696
Instrument1980003
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 19, 2050
Interest
Rate4.12%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4515 SNAPPER DR, SEBRING, FL 33870-7866
Document Number0001979099
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedApr 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 SNAPPER DR SEBRING FL 338707866, SEBRING, FL 33870-7866

Mortgage

Document Number0001979099
DateMar 12, 2020
Book Page002743/001051
Instrument1979099
Lender
NameCENTRALIZED SVCNG CTR-USDA
AddressSAINT LOUIS, MO 63120-1703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 11, 2050

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$813.00 (+2.26%)$73,315 (+5.99%)$188,163 (+19.17%) Land $12,000 Building $176,163
2024$795.00 (+3.25%)
2023$770.00 (+1.72%) Homeowner's exemption$69,174 (+3%)$157,889 (+3.15%) Land $10,500 Building $147,389
2022$757.00 Homeowner's exemption$67,159$153,074 Land $8,000 Building $145,074

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,493 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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