Winnebago County property record for 4515 Simpson Rd, Rockford, IL 61102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1930 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Mar 2022) |
| Tax Bill | $2,850 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 220C105 |
| Primary APN | 220C105 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,368 sqft Living Area |
| Gross Area | 2,040 sqft |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Game Room | Game Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 170 ft deep x 51 ft wide |
| Terrain | High |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4515 SIMPSON RD |
|---|---|
| City | ROCKFORD |
| State | IL |
| Zip | 61102-4544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | BERT-JOHNSONS RE-SUBD PT LOT 25 DOBLER-JOHNSONS SUB J F COAN FARM PT OF S 1/2 SEC 4-43-1 LOT 006 |
| Legal Range | 1 |
| Legal Township | 43 |
| Legal Section | 4 |
| Legal Subdivision | BERT-JOHNSONS RE-SUBD |
| Legal Lot Number | 25 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROCKFORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 3711 |
4515 Simpson Rd is owned and occupied by an individual who bought it in March 2022.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4515 SIMPSON RD, ROCKFORD, IL 61102-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2022 | Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK |
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Aug 14, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on File |
| Deed Sale | Mar 16, 2022 · Amount on File |
| Prior Sale | Aug 14, 2019 · Amount on File |
| Deed Document Number | 20228358 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 16, 2022 |
| Property Address | 4515 SIMPSON RD, ROCKFORD, IL 61102-4544 |
| Document Number | 0000008358 |
| Map Reference | BK20 PG 42 |
| Instrument Date | Mar 11, 2022 |
| Instrument | 2208358 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $232.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4515 SIMPSON RD, ROCKFORD, IL 61102-4544 |
| Document Number | 0000008359 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2208359 |
| Name | BLACKHAWK BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 4515 SIMPSON RD, ROCKFORD, IL 61102-4544 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015780 |
|---|---|
| Date | May 6, 2021 |
| Instrument | 2115780 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 14, 2019 |
| Property Address | 4515 SIMPSON RD, ROCKFORD, IL 61102-4544 |
| Document Number | 0001027200 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 1027200 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2019 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $131.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4515 SIMPSON RD ROCKFORD IL 611024544, ROCKFORD, IL 61102-4544 |
| Document Number | 1027201 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 1027201 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
The 2025 property tax bill for 4515 Simpson Rd was $2,850 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Rockford Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,850.00 | $44,358 Land $2,486 Building $41,872 | $133,074 Land $7,458 Building $125,616 |
| 2022 | Homeowner's exemption | $31,374 Land $1,758 Building $29,616 | $94,122 Land $5,274 Building $88,848 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4515 Simpson Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1978–2022) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Jul 2022 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4515 Simpson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCKFORD serves 147,051 people · EPA ID IL2010300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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