4515 SE 13th St, Ocala, FL 34471 Property Records

Marion County property record for 4515 SE 13th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,118 sqft · built 1978
Lot Size	0.339 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$152,500 (Mar 2015)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Sep 2024 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2957-004-014`

Property Details

APN / Parcel Number

Primary APN	`2957-004-014`
Alternative APN	`0689106000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,118 sqft Living Area
1st Floor Area	2,118 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,810 sqft (0.339 acres)
Lot Dimensions	135 ft deep x 111 ft wide
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	302 sqft
Patio Area	224 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	0689106000
Old Parcel Number	2957004014
Street Address	4515 SE 13TH ST
City	OCALA
State	FL
Zip	34471-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 23 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	23
Legal Subdivision	COUNTRY ESTATES EAST ADD 01
Legal Block	4
Legal Lot Number	14
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	2
Census Block	2009
Census Tract	2203

Owner

4515 SE 13th St is owned and occupied by two individuals who bought it in March 2015.

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4515 SE 13TH ST, OCALA, FL 34471-3231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2024	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2015 · Amount on File
Deed Sale	Mar 16, 2015 · Amount on File
Prior Sale	May 2, 2011 · Amount on File
Deed Document Number	2015023087
Deed Book / Page	6180 / 0929
Record Updated	Jun 8, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4515 SE 13TH ST, OCALA, FL 34471-3231
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 SE 13TH ST, OCALA, FL 34471-3231

Mortgage

Document Number	0084341351
Date	Sep 30, 2024
Book Page	8434/1351
Instrument	2024129236

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4515 SE 13TH ST, OCALA, FL 34471-3231
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 SE 13TH ST, OCALA, FL 34471-3231

Mortgage

Document Number	0075890676
Date	Oct 7, 2021
Book Page	7589/676
Instrument	2021138475

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	4515 SE 13TH ST, OCALA, FL 34471-3231
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 SE 13TH ST, OCALA, FL 34471-3231

Mortgage

Document Number	0075020650
Date	Jun 29, 2021
Book Page	7502/650
Instrument	2021088069

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4515 SE 13th St was $2,752 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 Homeowner's exemption	$180,590 Land $64,602 Building $115,988	$324,318 Land $64,602 Building $259,716
2023	$2,635.00 (+26.26%) Homeowner's exemption	$170,388 (+15.24%) Land $64,602 Building $105,786	$293,588 (+15.56%) Land $64,602 Building $228,986
2022	$2,087.00 Homeowner's exemption	$147,858	$254,048 Land $64,602 Building $189,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515 SE 13th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 SE 13th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: Central Florida Broadband, Ocala Fiber Network.

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