4515 S 22nd St, Saint Joseph, MO 64503 Property Records

Buchanan County property record for 4515 S 22nd St, Saint Joseph, MO 64503

Property Summary

Property Type	Single Family Home
Details	1,278 sqft · built 1917
Lot Size	1.78 acres (77,537 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (May 2008)
Tax Bill	$1,541 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
APN	`06-8.0-28-004-000-028.000`

Property Details

APN / Parcel Number

Primary APN	`06-8.0-28-004-000-028.000`

Interior

Building Area	1,278 sqft Base Area
1st Floor Area	1,278 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	77,537 sqft (1.78 acres)

Location & Zoning

Street Address	4515 S 22ND ST
City	SAINT JOSEPH
State	MO
Zip	64503-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:HELSEY'S SUB-DIVISION LOT:1 BLK:LGL DESC:& LOTS 2 & 3
Legal Subdivision	HELSEYS SUB-DIVISION
Legal Lot Number	1-3
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1032
Census Tract	2100

Owner

Source: Buchanan County records · APN 06-8.0-28-004-000-028.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4515 S 22ND ST, SAINT JOSEPH, MO 64503-2140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 02, 2008 · Amount on Record
Deed Sale	May 02, 2008 · Amount on Record
Prior Sale	Feb 14, 2008 · Amount on Record
Deed Document Number	20085200
Deed Book / Page	3072 / 563
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4515 S 22ND ST, SAINT JOSEPH, MO 64503-2140
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001542
Date	Feb 21, 2017
Instrument	2017001542

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,541.00 (+0.06%)	$21,450 (+5.93%) Land $4,180 Building $17,270	$112,890 (+5.94%) Land $22,000 Building $90,890
2024	$1,540.00 (+15.53%)
2023	$1,333.00 (-0.67%)	$20,250 (-) Land $4,180 Building $16,070	$106,560 (-) Land $22,000 Building $84,560
2022	$1,342.00	$20,250 Land $4,180 Building $16,070
2021			$106,560 Land $22,000 Building $84,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1981–1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 6 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
United Electric Cooperative Fiber	1,000 / 1,000
Optimum Communications Cable	940 / 35
Mercury Broadband Fixed Wireless	150 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 135 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.