4515 Orangewood Loop E, Lakeland, FL 33813 Property Records

Polk County property record for 4515 Orangewood Loop E, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,488 sqft · built 1974
Lot Size	0.289 acres (12,602 sqft)
Owner	Individual Name on Record
Last Sale	$382,000 (Jun 2026)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-29-05-274640-000520`

Property Details

APN / Parcel Number

Primary APN	`24-29-05-274640-000520`
Alternative APNs	`052924274640000520` `52924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,488 sqft Living Area
Gross Area	2,908 sqft
1st Floor Area	2,488 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Pool Type	Enclosed Pool
Pool Area	336 sqft
Porch	Unfinished Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4515 ORANGEWOOD LOOP E
City	LAKELAND
State	FL
Zip	33813-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	ORANGEWOOD TERRACE UNIT #2 PB 58 PG 14 LOT 52
Legal Range	24E
Legal Township	29S
Legal Section	05
Legal Subdivision	ORANGEWOOD TERRACE UNIT 02
Legal Tract	274640
Legal Block	2
Legal Lot Number	52
Legal Unit	2
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2010
Census Tract	10603

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4515 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	May 3, 2012 · Amount on Record
Deed Document Number	2026153333
Deed Book / Page	14053 / 1207
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 26, 2026
Property Address	4515 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1847
Document Number	0000153333
Book / Page	14053 / 1207
Instrument Date	Jun 22, 2026
Instrument	2026153333
Transaction Type	Transfer
Record Updated	Jul 8, 2026
Title Company	GOLDEN RULE TITLE LLC, GOLDEN RULE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270,074.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 ORANGEWOOD LOOP E, LAKELAND, FL 33813-1847

Mortgage

Document Number	0000153334,
Date	Jun 26, 2026
Instrument	2026153334

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,925 (+2.7%)	$359,534 (+6.98%) Land $35,000 Building $324,534
2025	$2,522.00 (+6.37%) Homeowner's exemption	$182,984 (+5.99%)	$336,084 (+3.04%) Land $35,000 Building $301,084
2023	$2,371.00 (+3.18%) Homeowner's exemption	$172,648 (+3%)	$326,161 (-1.51%) Land $34,000 Building $292,161
2022	$2,298.00 Homeowner's exemption	$167,619	$331,145 Land $32,000 Building $299,145

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	3 (2002–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000