4515 N Rustle St, Spokane, WA 99205 Property Records

Spokane County property record for 4515 N Rustle St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1951
Lot Size	0.173 acres (7,553 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Aug 2022)
Tax Bill	$2,874 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25022.1107`

Property Details

APN / Parcel Number

Primary APN	`25022.1107`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,553 sqft (0.173 acres)
Lot Dimensions	116 ft deep x 65 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft
Canopy	264 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4515 N RUSTLE ST
City	SPOKANE
State	WA
Zip	99205-1814
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	BUENA VISTA S15FT OF L9 &ALL OF L10 B1
Legal Range	42E
Legal Township	25N
Legal Section	02
Legal Subdivision	BUENA VISTA
Legal Block	1
Legal Lot Number	9,10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	6
Census Block	6003
Census Tract	1000

Owner

4515 N Rustle St is owned and occupied by an individual who bought it in August 2022.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4515 N RUSTLE ST, SPOKANE, WA 99205-1814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 8, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Dec 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2022 · Amount on File
Deed Sale	Aug 8, 2022 · Amount on File
Prior Sale	Sep 17, 2008 · Amount on File
Deed Document Number	20227230375
Prior Transfer Date	Aug 1, 2022
Prior Transfer Doc	0007230426
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 8, 2022
Property Address	4515 N RUSTLE ST, SPOKANE, WA 99205-1814
Document Number	0007230375
Map Reference	VOL L PG 11
Instrument Date	Aug 1, 2022
Instrument	7230375
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,725.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 N RUSTLE ST, SPOKANE, WA 99205-1814

Mortgage

Document Number	0007230376
Date	Aug 8, 2022
Instrument	7230376

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Aug 8, 2022
Property Address	4515 N RUSTLE ST, SPOKANE, WA 99205-1814
Document Number	0007230426
Map Reference	VOL L PG 11
Instrument Date	Aug 1, 2022
Instrument	7230426
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4515 N RUSTLE ST, SPOKANE, WA 99205-1814
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006768162
Date	Dec 11, 2018
Instrument	6768162

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 2, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 4515 N Rustle St was $2,874, up 6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,874.00 (+5.97%)	$279,100 Land $80,000 Building $199,100	$279,100 Land $80,000 Building $199,100
2025	$2,712.00
2024		$236,100 (+28.45%) Land $60,000 Building $176,100	$236,100 (+28.45%) Land $60,000 Building $176,100
2023	$2,313.00 (+7.38%)	$183,800 Land $60,000 Building $123,800	$183,800 Land $60,000 Building $123,800
2022	$2,154.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515 N Rustle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 N Rustle St is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 41% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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