4515 N 20th Ave, Phoenix, AZ 85015 Property Records

Maricopa County property record for 4515 N 20th Ave, Phoenix, AZ 85015

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,057 sqft · built 1955
Lot Size	0.184 acres (8,011 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Oct 2020)
Tax Bill	$1,522 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`154-15-029`

Property Details

APN / Parcel Number

Primary APN	`154-15-029`
Alternative APN	`154150296`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,057 sqft Living Area
1st Floor Area	2,057 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	8,011 sqft (0.184 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4515 N 20TH AVE
City	PHOENIX
State	AZ
Zip	85015-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MELROSE ESTATES MCR 62/47
Legal Subdivision	MELROSE ESTATES
Legal Lot Number	27
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3008
Census Tract	109002

Owner

4515 N 20th Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4515 N 20TH AVE, PHOENIX, AZ 85015-4122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Oct 29, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 31, 2020	Warranty Deed, Transfer MAGNUS TITLE AGENCY
Aug 11, 2017	Loan Modification, Mortgage · FHA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2020 · Amount on File
Deed Sale	Oct 29, 2020 · Amount on File
Prior Sale	Jan 31, 2020 · Amount on File
Deed Document Number	20201047624
Prior Transfer Date	Aug 21, 2013
Prior Transfer Doc	0000777962
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4515 N 20TH AVE, PHOENIX, AZ 85015-4122
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 N 20TH AVE, PHOENIX, AZ 85015-4122

Mortgage

Document Number	0000089974
Date	Jan 26, 2021
Instrument	20210089974

Lender

Name	ZB NA
Type	Bank
Address	PHOENIX, AZ 85012

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 29, 2020
Property Address	4515 N 20TH AVE, PHOENIX, AZ 85015-4122
Document Number	0001047624
Map Reference	MB 62 PG 47
Instrument Date	Oct 13, 2020
Instrument	20201047624
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	402 W CAPE ROYAL LN, 402, PHOENIX, AZ 85023-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4515 N 20TH AVE, PHOENIX, AZ 85015-4122

Mortgage

Document Number	0001047625
Date	Oct 29, 2020
Instrument	20201047625

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2020
Property Address	4515 N 20TH AVE, PHOENIX, AZ 85015-4122
Document Number	0000088655
Instrument Date	Jan 28, 2020
Instrument	88655
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$217.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	402 W CAPE ROYAL LN PHOENIX AZ 850235223, PHOENIX, AZ 85023-5223

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARICOPA AZ
Property Address	4515 N 20TH AVE, PHOENIX, AZ 85015-4122
Document Number	0000696569
Instrument Date	Aug 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 N 20TH AVE PHOENIX AZ 850154122, PHOENIX, AZ 85015-4122

Mortgage

Document Number	0000696569
Date	Sep 21, 2017
Instrument	696569

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

The 2025 property tax bill for 4515 N 20th Ave was $1,522.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Alhambra Elementary District (PK - 08)
Secondary School District	Phoenix Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,560 (+251.49%)	$375,600 (+1.79%) Land $75,100 Building $300,500
2025	$1,522.00	$10,686 (-72.08%)	$369,000 (-3.61%) Land $73,800 Building $295,200
2024		$38,280	$382,800 Land $76,500 Building $306,300
2023	$1,382.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4515 N 20th Ave in Zone X, an area of moderate flood risk, though there have been 2 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1988–1999)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4515 N 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 774 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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