4515 Montclair Dr SE, Lacey, WA 98503 Property Records

Thurston County property record for 4515 Montclair Dr SE, Lacey, WA 98503

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,704 sqft · built 1961
Lot Size	0.363 acres (15,796 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,219 (Apr 2016)
Tax Bill	$5,036 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`62810000400`

Property Details

APN / Parcel Number

Primary APN	`62810000400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	1,704 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Concrete
Lot Area	15,796 sqft (0.363 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4515 MONTCLAIR DR SE
City	LACEY
State	WA
Zip	98503-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD 0-4
Legal Description	SECTION 29 TOWNSHIP 18 RANGE 1W QUARTER SE NE PLAT MONTCLAIR DIV 1 LT 4 DOCUMENT 013/076
Legal Range	01
Legal Township	18
Legal Section	29
Legal Subdivision	MONTCLAIR
Legal Block	4
Legal Lot Number	4
Jurisdiction	THURSTON WA
Township / Civil Division	OLYMPIA
Census Block Group	4
Census Block	4002
Census Tract	11300

Owner

Source: Thurston County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON STATE EMPLOYEES CU
Jun 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON ST EMP CU
Jun 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON ST EMP CU
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU
Jul 24, 2018	Deed of Trust, Mortgage · Line of Credit WASHINGTON ST EMP CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2016 · Amount on Record
Deed Sale	Apr 15, 2016 · Amount on Record
Deed Document Number	20164496371
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Recording Date	Sep 2, 2026
Property Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542
Document Number	0005114803
Instrument Date	Aug 28, 2026
Instrument	20265114803
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542

Mortgage

Document Number	0005114803,
Date	Sep 2, 2026
Instrument	20265114803

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542
Transaction Type	Mortgage
Record Updated	Nov 27, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004997874
Date	Nov 20, 2023
Instrument	4997874

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004898635
Date	Nov 19, 2021
Instrument	4898635

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542
Document Number	0004758894
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 MONTCLAIR DR SE LACEY WA 985033542, LACEY, WA 98503-3542

Mortgage

Document Number	0004758894
Date	Jun 12, 2020
Instrument	4758894

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2050

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542
Document Number	0004758895
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 MONTCLAIR DR SE LACEY WA 985033542, LACEY, WA 98503-3542

Mortgage

Document Number	0004758895
Date	Jun 12, 2020
Instrument	4758895

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542
Document Number	0004704535
Instrument Date	Aug 29, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	THURSTON COUNTY TITLE COMPANY, THURSTON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 MONTCLAIR DR SE LACEY WA 985033542, LACEY, WA 98503-3542

Mortgage

Document Number	0004704535
Date	Sep 4, 2019
Instrument	4704535

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 3, 2039

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	THURSTON WA
Property Address	4515 MONTCLAIR DR SE, LACEY, WA 98503-3542
Document Number	0004639351
Instrument Date	Jul 24, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 MONTCLAIR DR SE LACEY WA 985033542, LACEY, WA 98503-3542

Mortgage

Document Number	0004639351
Date	Jul 30, 2018
Instrument	4639351

Lender

Name	WASHINGTON ST EMP CU
Type	Credit Union
Address	OLYMPIA, WA 98501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 29, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Thurston County
Municipality	Lacey City
Unified School District	North Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,036.00 (+14.58%)
2025		$483,800 (+5.13%) Land $158,000 Building $325,800	$483,800 (+5.13%) Land $158,000 Building $325,800
2023	$4,395.00
2022		$460,200 Land $100,900 Building $359,300	$460,200 Land $100,900 Building $359,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY WATER DEPARTMENT serves 105,178 people · EPA ID WA5343500
Water Source	Groundwater
Last State Inspection	Aug 2022

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: Ziply Fiber.

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