Riverside County property record for 4515 Mockingbird Ln, Banning, CA 92220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 2,058 sqft · built 1986 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $585,000 (Jul 2024) |
| Tax Bill | $8,094 (2025) |
| Deeds & Mortgages | Jul 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 535-280-001 |
| Primary APN | 535-280-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,058 sqft Living Area |
| Gross Area | 3,366 sqft |
| 1st Floor Area | 2,058 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 32,234 sqft (0.74 acres) |
| Garage Type | Attached |
| Garage Area | 1,036 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4515 MOCKINGBIRD LN |
|---|---|
| City | BANNING |
| State | CA |
| Zip | 92220-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 17 MB 100/080 TR 10620 |
| Legal Subdivision | MOUNTAIN AIR RANCH ESTATES UNIT #2 |
| Legal Tract | 10620 |
| Legal Block | 1 |
| Legal Lot Number | 17 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | SAN GORGONIO PASS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 44103 |
Source: Riverside County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4515 MOCKINGBIRD LN, BANNING, CA 92220-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on Record |
| Deed Sale | Jul 10, 2024 · Amount on Record |
| Prior Sale | Feb 13, 1998 · Amount on Record |
| Deed Document Number | 2024204791 |
| Prior Transfer Date | Jul 3, 2024 |
| Prior Transfer Doc | 0000204790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 4515 MOCKINGBIRD LN, BANNING, CA 92220-1107 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Title Company | WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 4515 MOCKINGBIRD LN, BANNING, CA 92220-1107 |
| Document Number | 0000202921 |
|---|---|
| Date | Jul 12, 2023 |
| Instrument | 2023-0202921 |
| Name | FINANCE OF AMERICA REVERSE LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | TULSA, OK 74133 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 898 Months |
| Due | May 17, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.22% |
| Type Change Date | Sep 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.2% |
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Banning City |
| County | Riverside County |
| Unified School District | Banning Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $596,700 (+2%) Land $179,010 Building $417,690 | ||
| 2025 | $8,094.00 (+104.34%) | $585,000 (+105.06%) Land $175,500 Building $409,500 | |
| 2024 | $3,961.00 (+0.1%) | ||
| 2023 | $3,957.00 (+2.2%) Homeowner's exemption | $285,278 Land $84,394 Building $200,884 | |
| 2022 | $3,872.00 | ||
| 2021 | $504,720 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 74% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BANNING serves 31,680 people · EPA ID CA3310006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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