Durham County property record for 4515 Lazyriver Dr, Durham, NC 27712
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,528 sqft · built 1996 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2020) |
| Tax Bill | $3,608 (2026) |
| Deeds & Mortgages | Mar 2020 Line of Credit May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0834-26-1501 |
| Primary APN | 0834-26-1501 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,528 sqft Heated Area |
| 1st Floor Area | 734 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 165 ft deep x 68 ft wide |
| Porch | Porch |
| Porch Area | 305 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 4515 LAZYRIVER DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27712-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | ENO TRACE/PH:03/LT#216 PL:000116-000166 |
| Legal Subdivision | ENO TRACE |
| Legal Phase | 3 |
| Legal Lot Number | 216 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | LEBANON |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 1601 |
4515 Lazyriver Dr is owned and occupied by two individuals who bought it in May 2020.
Source: Durham County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4515 LAZYRIVER DR, DURHAM, NC 27712-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2020 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| May 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on File |
| Deed Sale | May 27, 2020 · Amount on File |
| Prior Sale | Apr 30, 2004 · Amount on File |
| Deed Document Number | 202019365 |
| Deed Book / Page | 8955 / 624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 4515 LAZYRIVER DR, DURHAM, NC 27712-9548 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088850358 |
|---|---|
| Date | Mar 2, 2020 |
| Book Page | 8885/358 |
| Instrument | 2020008208 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 27, 2020 |
| Property Address | 4515 LAZYRIVER DR, DURHAM, NC 27712-9548 |
| Document Number | 0089550624 |
| Book / Page | 8955 / 624 |
| Map Reference | MB 116 PG 166 |
| Instrument Date | May 27, 2020 |
| Instrument | 2020019365 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 31 OXMOOR DR, 31, DURHAM, NC 27703-9498 |
| Name | Verified Name |
|---|---|
| Address | 4515 LAZYRIVER DR, DURHAM, NC 27712-9548 |
| Document Number | 2020019366 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020019366 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 4515 Lazyriver Dr was $3,608, up 2.5% from the year before.
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,608.00 (+2.53%) | $355,088 (-) Land $70,150 Building $284,938 | $355,088 (-) Land $70,150 Building $284,938 |
| 2025 | $3,519.00 | $355,088 Land $70,150 Building $284,938 | $355,088 Land $70,150 Building $284,938 |
| 2023 | $2,346.00 (+2.36%) | $179,102 Land $36,630 Building $142,472 | $179,102 Land $36,630 Building $142,472 |
| 2022 | $2,292.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4515 Lazyriver Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 17 (2018–2025) |
| Claims Outside the SFHA | 2 of 17 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4515 Lazyriver Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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