4515 Laurel Site Loop, Apopka, FL 32712 Property Records

Orange County property record for 4515 Laurel Site Loop, Apopka, FL 32712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,511 sqft
Owner	2 Individual Names on Record
Last Sale	$524,990 (Feb 2026)
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`14-20-27-6131-01-090`

Property Details

APN / Parcel Number

Primary APN	`14-20-27-6131-01-090`
Alternative APNs	`272014613101090` `105410`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,511 sqft Living Area
Gross Area	3,238 sqft

Location & Zoning

Street Address	4515 LAUREL SITE LOOP
City	APOPKA
State	FL
Zip	32712-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	D-APK-MU-N
Legal Description	OAKVIEW 115/34 LOT 109
Legal Subdivision	OAKVIEW
Legal Lot Number	109
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	2
Census Block	2020
Census Tract	17902

Owner

Source: Orange County records, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4515 LAUREL SITE LOOP, APOPKA, FL 32712-5897
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Special Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP
Nov 17, 2025	Special Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Nov 17, 2025 · Amount on Record
Deed Document Number	202687580
Record Updated	Jun 8, 2026

February 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 13, 2026
Property Address	4515 LAUREL SITE LOOP, APOPKA, FL 32712-5897
Document Number	0000087580
Map Reference	MB 145 PG 34-38
Instrument Date	Feb 10, 2026
Instrument	20260087580
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 LAKEMONT AVE # 5, 5, ORLANDO, FL 32814-6164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 LAUREL SITE LOOP, APOPKA, FL 32712-5897

Mortgage

Document Number	0000087581
Date	Feb 13, 2026
Instrument	20260087581

Lender

Name	UNIVERSAL LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 17, 2025
Property Address	4515 LAUREL SITE LOOP, APOPKA, FL 32712-5897
Document Number	0000660771
Map Reference	MB 115 PG 34-38
Instrument Date	Nov 7, 2025
Instrument	20250660771
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,740.90
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	504 OFFICE CENTER DR # DR350, DR350, FORT WASHINGTON, PA 19034-3202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18300 VON KARMAN AVE STE 1000, 1000, IRVINE, CA 92612-0182
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,100 (+478.94%) Land $85,000 Building $407,100	$492,100 (+478.94%) Land $85,000 Building $407,100
2025	$1,595.00 (+194.82%)	$85,000 Land $85,000	$85,000 Land $85,000
2024	$541.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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