4515 Harbison St, Dayton, OH 45439 Property Records

Montgomery County property record for 4515 Harbison St, Dayton, OH 45439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1958
Lot Size	0.185 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$90,500 (Nov 2005)
Tax Bill	$3,433 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K47-22907-0028`

Property Details

APN / Parcel Number

Primary APN	`K47-22907-0028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Gross Area	1,404 sqft
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	9,148 sqft (0.185 acres)
Lot Dimensions	110 ft deep x 82 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft
Patio Area	120 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4515 HARBISON ST
City	DAYTON
State	OH
Zip	45439-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1742 H C HUBER 23 SEC 3
Legal Subdivision	H C HUBER 23
Legal Lot Number	28
Jurisdiction	MONTGOMERY OH
Township / Civil Division	MIAMI
Census Block Group	4
Census Block	4012
Census Tract	20400

Owner

4515 Harbison St is owned and occupied by two individuals who bought it in November 2005.

Source: Montgomery County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4515 HARBISON ST, DAYTON, OH 45439-2751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2005 · Amount on File
Deed Sale	Nov 14, 2005 · Amount on File
Prior Sale	Dec 4, 1998 · Amount on File
Deed Document Number	2005116073
Prior Transfer Date	Nov 1, 2005
Prior Transfer Doc	0000116073
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Apr 20, 2026
Property Address	4515 HARBISON ST, DAYTON, OH 45439-2751
Document Number	0000024056
Instrument Date	Apr 13, 2026
Instrument	202624056
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	4515 HARBISON ST, DAYTON, OH 45439-2751

Mortgage

Document Number	0000024057,
Date	Apr 20, 2026
Instrument	202624057

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4515 Harbison St was $3,433, down 0.1% from the year before.

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Miami Township
Unified School District	West Carrollton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,433.00 (-0.06%)	$47,570 Land $7,820 Building $39,750	$135,930 Land $22,350 Building $113,580
2024	$3,435.00 (+2.72%)
2023	$3,344.00 (+14.95%)	$47,570 (+48.98%) Land $7,820 Building $39,750	$135,930 Land $22,350 Building $113,580
2022	$2,909.00	$31,930 Land $5,250 Building $26,680
2020			$91,230 Land $15,000 Building $76,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4515 Harbison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4515 Harbison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20