4515 Gladstone St, Duluth, MN 55804 Property Records

St. Louis County property record for 4515 Gladstone St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1922
Lot Size0.16 acres (7,003 sqft)
OwnerCompany Name on File
Last Sale$3,000 (Jun 2021)
Tax Bill$3,058 (2026)
Deeds & MortgagesJul 2021 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010-3010-05660

Property Details

APN / Parcel Number

Primary APN010-3010-05660
Alternative APN
  • 1111828

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Gross Area
1st Floor Area864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area7,003 sqft (0.16 acres)
Garage Area294 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area91 sqft
Deck Area240 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1111828
Street Address4515 GLADSTONE ST
CityDULUTH
StateMN
Zip55804-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0013 BLOCK:062 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block62
Legal Lot Number13
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group2
Census Block2019
Census Tract600

Owner

Source: St. Louis County records · APN 010-3010-05660

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4515 GLADSTONE ST, DULUTH, MN 55804-2318
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAXTER CU
Jun 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NEIGHBORHOOD HOUSING SVCS OF DULUTH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Deed Document Number20211417733
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4515 GLADSTONE ST, DULUTH, MN 55804-2318
Transaction TypeMortgage
Record UpdatedAug 06, 2021
Title CompanyTITLE SMART INC, TITLESMART INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001418328
DateJul 07, 2021
Instrument1418328
Lender
NameBAXTER CU
TypeCredit Union
AddressVERNON HILLS, IL 60061
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateJun 29, 2021
Property Address4515 GLADSTONE ST, DULUTH, MN 55804-2318
Document Number0001417733
Instrument DateJun 07, 2021
Instrument1417733
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 GLADSTONE ST, DULUTH, MN 55804-2318

Mortgage

Document Number0001043021
DateJun 29, 2021
Instrument1043021
Lender
NameNEIGHBORHOOD HOUSING SVCS OF DULUTH
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 14, 2036
Interest
Rate3.87%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,058.00 (+7.22%) Homeowner's exemption
2025$2,852.00 (-0.14%) Homeowner's exemption$244,900 (+6.48%) Land $47,900 Building $197,000$244,900 (+6.48%) Land $47,900 Building $197,000
2024$2,856.00$230,000 (+15.4%) Land $46,200 Building $183,800$230,000 (+15.4%) Land $46,200 Building $183,800
2022$199,300 Land $35,600 Building $163,700$199,300 Land $35,600 Building $163,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 328 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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