Hamilton County property record for 4515 Forest Ave, Cincinnati, OH 45212
| Property Type | Store with Apartments |
|---|---|
| Details | 2,454 sqft · built 1923 |
| Lot Size | 0.041 acres (1,786 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $138,000 (Jan 2020) |
| Tax Bill | $3,191 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 651-0028-0066-00 |
| Primary APN | 651-0028-0066-00 |
|---|
| Total Rooms | 4 Rooms |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,454 sqft |
| Basement Area | 1,294 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 1,786 sqft (0.041 acres) |
| Lot Dimensions | 46 ft deep x 38 ft wide |
| Street Address | 4515 FOREST AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45212-3303 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Local Zoning Code | NBD |
| Legal Description | KENILWORTH AVE 38 X 46 PT LOT 91 NORWOOD PK 1ST SUB |
| Legal Subdivision | NORWOOD PK 1ST SUB |
| Legal Lot Number | 91 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | NORWOOD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 25401 |
Source: Hamilton County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4515 FOREST AVE, CINCINNATI, OH 45212-3303 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK |
| Apr 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WESTERN OHIO MORTGAGE CORP |
| Jan 13, 2020 | Warranty Deed, Transfer · FHA Mortgage WESTERN OH MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on Record |
| Deed Sale | Jan 13, 2020 · Amount on Record |
| Prior Sale | Nov 2, 2004 · Amount on Record |
| Deed Document Number | 20203977 |
| Deed Book / Page | 14082 / 2137 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 23, 2026 |
| Property Address | 4515 FOREST AVE, CINCINNATI, OH 45212-3303 |
| Document Number | 0000049999 |
| Book / Page | 15692 / 14 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202649999 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4515 FOREST AVE, CINCINNATI, OH 45212-3303 |
| Document Number | 0000049999, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 15692/14 |
| Instrument | 202649999 |
| Name | HERITAGE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4515 FOREST AVE, CINCINNATI, OH 45212-3303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042848 |
|---|---|
| Date | Apr 27, 2022 |
| Book Page | 14655/2740 |
| Instrument | 2022-0042848 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 13, 2020 |
| Property Address | 4515 FOREST AVE, CINCINNATI, OH 45212-3303 |
| Document Number | 0000003977 |
| Book / Page | 014082 / 002137 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 3977 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $552.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4515 FOREST AVE CINCINNATI OH 452123303, CINCINNATI, OH 45212-3303 |
| Document Number | 3978 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 014082/002139 |
| Instrument | 3978 |
| Name | WESTERN OH MTG |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Norwood City |
| Unified School District | Norwood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,191.00 (+2.05%) | $47,118 (+%) Land $12,954 Building $34,164 | $134,620 (-) Land $37,010 Building $97,610 |
| 2024 | $3,127.00 (-1.51%) | $47,116 (-) Land $12,953 Building $34,163 | |
| 2023 | $3,175.00 (-14.88%) | $47,116 (-2.45%) Land $12,953 Building $34,163 | $134,620 (-2.45%) Land $37,010 Building $97,610 |
| 2022 | $3,730.00 Homeowner's exemption | $48,300 Land $11,466 Building $36,834 | |
| 2020 | $138,000 Land $32,760 Building $105,240 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORWOOD CITY PWS serves 19,870 people · EPA ID OH3101703 |
|---|---|
| Water Source | Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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