4515 E Thorn Tree Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4515 E Thorn Tree Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,324 sqft · built 2001
Lot Size	0.207 acres (9,045 sqft)
Owner	Trust Name on File
Last Sale	$610,000 (Oct 2021)
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Mar 2023 Transfer Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`211-60-790`

Property Details

APN / Parcel Number

Primary APN	`211-60-790`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	1,278 sqft
2nd Floor Area	1,046 sqft

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,045 sqft (0.207 acres)
Parking Spaces	3 Parking Spaces
Pool Area	494 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4515 E THORN TREE DR
City	CAVE CREEK
State	AZ
Zip	85331-4039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	A-M RANCH PARCEL F MCR 518-23
Legal Range	04E
Legal Township	05N
Legal Section	07
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	A-M RANCH PARCEL F
Legal Lot Number	93
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3002
Census Tract	612500

Owner

4515 E Thorn Tree Dr is held in a trust since March 2023.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	460 S BRENT ST, VENTURA, CA 93003-4707
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Intrafamily Transfer, Transfer
Oct 18, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Apr 12, 2019	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	0001121784
Last Transfer Date	Mar 21, 2023
Transfer Doc	0000142486
Record Updated	Jun 8, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 21, 2023
Property Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039
Document Number	0000142486
Map Reference	MB 518 PG 23
Instrument Date	Mar 16, 2023
Instrument	20230142486
Transaction Type	Transfer
Record Updated	Mar 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 S BRENT ST, VENTURA, CA 93003-4707

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 18, 2021
Property Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039
Document Number	0001121784
Map Reference	MB 518 PG 23
Instrument Date	Oct 12, 2021
Instrument	20211121784
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PREMIER TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4515 EAST THOM TREE DRIVE, 4515, CAVE CREEK, AZ 85331

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	480 S BRENT ST, VENTURA, CA 93003-4707

Mortgage

Document Number	0001121785
Date	Oct 18, 2021
Instrument	20211121785

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039
Transaction Type	Mortgage
Record Updated	Apr 8, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039

Mortgage

Document Number	0000350259
Date	Mar 30, 2021
Instrument	20210350259

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SECURITY AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000069092
Date	Jan 27, 2020
Instrument	20200069092

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIGNATURE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039

Mortgage

Document Number	0000834087
Date	Sep 8, 2020
Instrument	20200834087

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 12, 2019
Property Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039
Document Number	0000257030
Map Reference	MB 518 PG 23
Instrument Date	Mar 7, 2019
Instrument	20190257030
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4248 E DESERT FOREST TRL, 4248, CAVE CREEK, AZ 85331-4000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4515 E THORN TREE DR, CAVE CREEK, AZ 85331-4039

Mortgage

Document Number	0000257031
Date	Apr 12, 2019
Instrument	20190257031

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4515 E Thorn Tree Dr was $2,726.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,580	$625,800 Land $125,100 Building $500,700
2025	$2,726.00
2024		$62,730	$627,300 Land $125,400 Building $501,900
2023	$2,548.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4515 E Thorn Tree Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 E Thorn Tree Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 69% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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