4515 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4515 E Cortez St, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,220 sqft · built 1981
Lot Size0.191 acres (8,341 sqft)
OwnerOwner Name on Record
Tax Bill$2,745 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Feb 2021 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN167-45-099

Property Details

APN / Parcel Number

Primary APN167-45-099

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,220 sqft Living Area
1st Floor Area2,220 sqft

Exterior

Year BuiltBuilt 1981
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area8,341 sqft (0.191 acres)
Parking Spaces2 Parking Spaces
Pool Area448 sqft
Patio Area380 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4515 E CORTEZ ST
CityPHOENIX
StateAZ
Zip85028-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD-MD
Legal DescriptionVILLAGE FAIRWAYS MCR 221-47
Legal Range04E
Legal Township03N
Legal Section19
Legal QuarterNE
Quarter-Quarter SectionSW
Legal SubdivisionVILLAGE FAIRWAYS
Legal Lot Number98
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3011
Census Tract103208

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address4515 E CORTEZ ST, PHOENIX, AZ 85028-2318
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2025Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB HOLDINGS INC
Oct 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
TIAA FSB

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 29, 1993
Transfer Doc0000913870
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4515 E CORTEZ ST, PHOENIX, AZ 85028-2318
Transaction TypeMortgage
Record UpdatedOct 17, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 E CORTEZ ST, PHOENIX, AZ 85028-2318

Mortgage

Document Number0000566183
DateOct 1, 2025
Instrument20250566183
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueSep 17, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4515 E CORTEZ ST, PHOENIX, AZ 85028-2318
Transaction TypeMortgage
Record UpdatedMar 12, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4515 E CORTEZ ST, PHOENIX, AZ 85028-2318

Mortgage

Document Number0000213244
DateFeb 25, 2021
Instrument20210213244
Lender
NameTIAA FSB HOLDINGS INC
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4515 E CORTEZ ST, PHOENIX, AZ 85028-2318
Document Number0000933777
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4515 E CORTEZ ST PHOENIX AZ 850282318, PHOENIX, AZ 85028-2318

Mortgage

Document Number0000933777
DateNov 19, 2019
Instrument933777
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4515 E CORTEZ ST, PHOENIX, AZ 85028-2318
Document Number0000912352
Instrument DateNov 22, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4515 E CORTEZ ST PHOENIX AZ 850282318, PHOENIX, AZ 85028-2318

Mortgage

Document Number0000912352
DateDec 11, 2017
Instrument912352
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,050 (-12.8%)$620,500 (-12.8%) Land $124,100 Building $496,400
2025$2,745.00 (+7.86%)
2024$71,160$711,600 Land $142,300 Building $569,300
2023$2,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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