4515 E 13th Ave, Spokane Valley, WA 99212 Property Records

Spokane County property record for 4515 E 13th Ave, Spokane Valley, WA 99212

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,147 sqft · built 2020
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Aug 2024)
Tax Bill	$4,756 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35233.0512`

Property Details

APN / Parcel Number

Primary APN	`35233.0512`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,147 sqft Living Area
Gross Area	2,566 sqft
1st Floor Area	898 sqft
2nd Floor Area	1,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,500 sqft (0.149 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	132 sqft
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4515 E 13TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99212-3252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	WOODLAND TERRACE: LOT 10, BLOCK 5
Legal Range	43E
Legal Township	25N
Legal Section	23
Legal Subdivision	WOODLAND TERRACE
Legal Block	5
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3024
Census Tract	12300

Owner

4515 E 13th Ave is owned and occupied by two individuals who bought it in August 2024.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4515 E 13TH AVE, SPOKANE VALLEY, WA 99212-3252
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Warranty Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage GA ONE PROPERTIES LLC
Mar 4, 2019	Warranty Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
May 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage INLAND NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2024 · Amount on File
Deed Sale	Aug 23, 2024 · Amount on File
Prior Sale	Jan 24, 2020 · Amount on File
Deed Document Number	20247368231
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 24, 2020
Property Address	4515 E 13TH AVE, SPOKANE VALLEY, WA 99212-3252
Document Number	0006885487
Map Reference	VOL I PG 16
Instrument Date	Jan 17, 2020
Instrument	6885487
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,285.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 S SULLIVAN RD, SPOKANE VALLEY, WA 99037-8835

Mortgage

Document Number	0006885488
Date	Jan 24, 2020
Instrument	6885488

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4515 E 13TH AVE, SPOKANE VALLEY, WA 99212-3252
Document Number	0006846166
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 21, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1108 S SHERMAN ST SPOKANE WA 99203, SPOKANE, WA 99203

Mortgage

Document Number	0006846166
Date	Sep 25, 2019
Instrument	6846166

Lender

Name	GA ONE PROPERTIES LLC
Address	5916 S MORAN DR, SPOKANE, WA 99223-7221

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 4, 2019
Property Address	4515 E 13TH AVE, SPOKANE VALLEY, WA 99212-3252
Document Number	0006785731
Instrument Date	Feb 28, 2019
Instrument	6785731
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Tax	$1,126.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1998 S SHERMAN ST SPOKANE WA 99203, SPOKANE, WA 99203

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	May 16, 2017
Property Address	4515 E 13TH AVE, SPOKANE VALLEY, WA 99212-3252
Instrument Date	May 10, 2017
Instrument	6603694
Transaction Type	Construction Loan
Record Updated	May 30, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4515 E 13TH AVE SPOKANE VALLEY WA 992123252, SPOKANE VALLEY, WA 99212-3252

Mortgage

Document Number	0006603694
Date	May 16, 2017
Instrument	6603694

Lender

Name	INLAND NORTHWEST BK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4515 E 13th Ave was $4,756, down 3.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,756.00 (-3.86%)	$448,600 (-) Land $95,000 Building $353,600	$448,600 (-) Land $95,000 Building $353,600
2025	$4,947.00 (-1.81%)	$448,600 (-6.6%) Land $95,000 Building $353,600	$448,600 (-6.6%) Land $95,000 Building $353,600
2024	$5,038.00 (+1.04%)	$480,300 (+34.42%) Land $80,000 Building $400,300	$480,300 (+34.42%) Land $80,000 Building $400,300
2023	$4,986.00 (+11.12%)	$357,300 Land $70,000 Building $287,300	$357,300 Land $70,000 Building $287,300
2022	$4,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515 E 13th Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	4 (2012–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 E 13th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Intermax Networks.

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