Lincoln County property record for 4515 Dover Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 2020 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on File |
| Last Sale | $330,000 (Dec 2025) |
| Tax Bill | $1,667 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-57-4854 |
| Primary APN | 4604-57-4854 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Custom Design |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 314925 |
|---|---|
| Street Address | 4515 DOVER CT |
| City | DENVER |
| State | NC |
| Zip | 28037-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #17 LT STRATFORD |
| Legal Subdivision | STRATFORD SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 71203 |
4515 Dover Ct is owned by a company that bought it in December 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7441 SAHALEE DR, DENVER, NC 28037-7587 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Dec 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Feb 26, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on File |
| Deed Sale | Dec 31, 2025 · Amount on File |
| Prior Sale | Feb 26, 2021 · Amount on File |
| Deed Document Number | 2025703805 |
| Deed Book / Page | 3467 / 632 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4515 DOVER CT, DENVER, NC 28037-8511 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000310454 |
|---|---|
| Date | Nov 4, 2021 |
| Book Page | 3104/54 |
| Instrument | 642068 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 352 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 31, 2025 |
| Property Address | 4515 DOVER CT, DENVER, NC 28037-8511 |
| Document Number | 0003467632 |
| Book / Page | 3467 / 632 |
| Map Reference | MB 18 PG 96-103 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 703805 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 326 BROADLEAF DR, DENVER, NC 28037-4203 |
| Name | Verified Name |
|---|---|
| Address | 7441 SAHALEE DR, DENVER, NC 28037-7587 |
| Document Number | 0000703806 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 703806 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Type Change Date | Jan 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.3% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 26, 2021 |
| Property Address | 4515 DOVER CT, DENVER, NC 28037-8511 |
| Document Number | 301236 |
| Book / Page | 3012 / 36 |
| Map Reference | MB 18 PG 96-103 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 626162 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $476.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 CROMER RD, 120, LEXINGTON, SC 29073-9444 |
| Name | Verified Name |
|---|---|
| Address | 183 SPRINGWOOD DR, DENVER, NC 28037-9543 |
| Document Number | 626163 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 626163 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2026 property tax bill for 4515 Dover Ct was $1,667, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,667.00 (+0.6%) | $250,856 (-) Land $62,000 Building $188,856 | $250,856 (-) Land $62,000 Building $188,856 |
| 2025 | $1,657.00 | $250,856 Land $62,000 Building $188,856 | $250,856 Land $62,000 Building $188,856 |
| 2023 | $1,632.00 | $250,856 Land $62,000 Building $188,856 | $250,856 Land $62,000 Building $188,856 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4515 Dover Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4515 Dover Ct is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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