4515 Dick George Rd, Cave Junction, OR 97523 Property Records

Josephine County property record for 4515 Dick George Rd, Cave Junction, OR 97523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,832 sqft · built 1977
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Company Names on Record
Last Sale	$470,000 (Jun 2025)
Tax Bill	$2,053 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Feb 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`40-08-11-00-000105`

Property Details

APN / Parcel Number

Primary APN	`40-08-11-00-000105`
Alternative APNs	`4008110000010500` `R331901`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,832 sqft Living Area
1st Floor Area	1,832 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2006
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	98,881 sqft (2.27 acres)
Garage Type	Attached
Garage Area	572 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	R331901
Street Address	4515 DICK GEORGE RD
City	CAVE JUNCTION
State	OR
Zip	97523-9625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	FROELIC SUB., LOT 5, ACRES 2.27
Legal Range	08W
Legal Township	40S
Legal Section	11
Legal Subdivision	FROELIC SUB
Legal Lot Number	5
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	3
Census Block	3012
Census Tract	361602

Owner

Source: Josephine County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4515 DICK GEORGE RD, CAVE JUNCTION, OR 97523-9625
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 28, 2020	Grant Deed, Construction Loan · Construction Mortgage PRECISION CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2025 · Amount on Record
Deed Sale	Jun 11, 2025 · Amount on Record
Prior Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	20255339
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Property Address	4515 DICK GEORGE RD, CAVE JUNCTION, OR 97523-9625
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020337
Date	Dec 6, 2021
Instrument	2021-020337

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	COQUILLE, OR 97423

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 5, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Feb 28, 2020
Property Address	4515 DICK GEORGE RD, CAVE JUNCTION, OR 97523-9625
Document Number	0000002984
Instrument Date	Feb 21, 2020
Instrument	2984
Transaction Type	Construction Loan
Record Updated	Mar 11, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1213 SW ABERDEEN WAY GRANTS PASS OR 975265895, GRANTS PASS, OR 97526-5895

Mortgage

Document Number	2985
Date	Feb 28, 2020
Instrument	2985

Lender

Name	PRECISION CAP
Type	Funding / Finance Company
Address	EUGENE, OR 97401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 27, 2021

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,053.00 (+3.43%)	$205,360 (+3%)	$345,500 (-0.13%) Land $114,520 Building $230,980
2024	$1,985.00 (+14.28%)	$199,380 (+3%)	$345,940 (-0.91%) Land $121,460 Building $224,480
2023	$1,737.00 (-0.17%)	$193,580 (+3%)	$349,120 (-5.8%) Land $126,550 Building $222,570
2022	$1,740.00	$187,950	$370,620 Land $138,580 Building $232,040

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 77% of Oregon
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000

May also be available: Spectrum.

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