4515 Cheval Blvd, Lutz, FL 33558 Property Records

Hillsborough County property record for 4515 Cheval Blvd, Lutz, FL 33558

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,327 sqft · built 1995
Lot Size	0.934 acres (40,676 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,964 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012984-2226`

Property Details

APN / Parcel Number

Primary APN	`012984-2226`
Alternative APN	`U0927180IK000000000030`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,327 sqft Living Area
Gross Area	5,669 sqft
1st Floor Area	4,327 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	40,676 sqft (0.934 acres)
Lot Dimensions	210 ft deep x 146 ft wide
View / Lot	Pond
Garage Type	Attached
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	392 sqft
Porch	Open Porch
Porch Area	554 sqft
Patio Area	390 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0129842226
Street Address	4515 CHEVAL BLVD
City	LUTZ
State	FL
Zip	33558-5332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	CHEVAL BOULEVARD ESTATE LOTS WEST LOT 3
Legal Range	18E
Legal Township	27S
Legal Section	09
Legal Subdivision	CHEVAL BOULEVARD ESTATE LOTS WEST
Legal Tract	IK
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	KEYSTONE-CITRUS PARK
Census Block Group	1
Census Block	1004
Census Tract	11522

Owner

4515 Cheval Blvd is owned and occupied by two individuals who acquired it in November 2010.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4515 CHEVAL BLVD, LUTZ, FL 33558-5332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2010
Deed Sale	Nov 17, 2010
Prior Sale	Jul 5, 2006 · Amount on File
Deed Document Number	2010390866
Deed Book / Page	20206 / 23
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4515 CHEVAL BLVD, LUTZ, FL 33558-5332
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10824 N DALE MABRY HWY, TAMPA, FL 33618-4142

Mortgage

Document Number	0000041574
Date	Feb 3, 2026
Instrument	2026041574

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4515 CHEVAL BLVD, LUTZ, FL 33558-5332
Transaction Type	Mortgage
Record Updated	Jun 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 CHEVAL BLVD, LUTZ, FL 33558-5332

Mortgage

Document Number	2021253505
Date	May 20, 2021
Instrument	2021253505

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 4515 Cheval Blvd was $11,964 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$679,942 (+2.7%)	$1,052,484 (+2.5%) Land $367,920 Building $684,564
2025	$11,964.00 Homeowner's exemption	$662,066	$1,026,819 Land $331,128 Building $695,691
2023	$11,092.00 (+3.18%) Homeowner's exemption	$624,667 (+3%)	$1,033,613 (+12.69%) Land $294,336 Building $739,277
2022	$10,750.00 Homeowner's exemption	$606,473	$917,240 Land $220,752 Building $696,488

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515 Cheval Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	11 (1993–2017)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4515 Cheval Blvd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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