Union County property record for 4515 Belk Mill Rd, Monroe, NC 28112
| Property Type | Other Improved |
|---|---|
| Details | 4 bd · 4 ba · 3,590 sqft · built 2024 |
| Lot Size | 19.1 acres (835,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,500 (Mar 2022) |
| Tax Bill | $2,488 (2025) |
| Deeds & Mortgages | Feb 2024 Construction Loan Mar 2022 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-177-009D |
| Primary APN | 03-177-009D |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,590 sqft Living Area |
| 1st Floor Area | 2,366 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 835,350 sqft (19.1 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4515 BELK MILL RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9724 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 8432-429 |
| Legal Subdivision | HENRY A JENKINS PROPERTY |
| Legal Tract | 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | LANES CREEK |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 20901 |
4515 Belk Mill Rd is owned by an individual who bought it in March 2022.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2237 KNOCKTREE DR, INDIAN TRAIL, NC 28079-5005 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 2, 2024 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 22, 2022 | Warranty Deed, Transfer · Line of Credit CAROLINA FARM CREDIT ACA |
| Jun 14, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Prior Sale | Feb 5, 2019 · Amount on File |
| Deed Document Number | 202210708 |
| Deed Book / Page | 8432 / 429 |
| Prior Transfer Date | Feb 11, 2020 |
| Prior Transfer Doc | 0007582639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4515 BELK MILL RD, MONROE, NC 28112-9724 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2237 KNOCKTREE DR, INDIAN TRAIL, NC 28079-5005 |
| Document Number | 0008848673 |
|---|---|
| Date | Feb 2, 2024 |
| Book Page | 8848/673 |
| Instrument | 2342 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.7% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Mar 22, 2022 |
| Property Address | 4515 BELK MILL RD, MONROE, NC 28112-9724 |
| Document Number | 0008432429 |
| Book / Page | 8432 / 429 |
| Instrument Date | Mar 21, 2022 |
| Instrument | 10708 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $661.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 107 SE 54TH ST, TEACHEY, NC 28464 |
| Name | Verified Name |
|---|---|
| Address | 4515 BELK MILL RD, MONROE, NC 28112-9724 |
| Document Number | 0000010709 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 10709 |
| Name | CAROLINA FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2042 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 14, 2019 |
| Property Address | 4515 BELK MILL RD, MONROE, NC 28112-9724 |
| Document Number | 7393290 |
| Book / Page | 007393 / 000290 |
| Instrument Date | Jun 10, 2019 |
| Instrument | 16667 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 193 PINEVILLE NC 281340193, PINEVILLE, NC 28134-0193 |
The 2025 property tax bill for 4515 Belk Mill Rd was $2,488.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $706,800 (+38.43%) Land $188,500 Building $518,300 | $706,800 (+38.43%) Land $188,500 Building $518,300 | |
| 2025 | $2,488.00 | $510,600 Land $188,500 Building $322,100 | $510,600 Land $188,500 Building $322,100 |
| 2023 | $653.00 | $101,700 (-) Land $101,700 | $101,700 (-) Land $101,700 |
| 2022 | $653.00 | $101,700 Land $101,700 | $101,700 Land $101,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4515 Belk Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4515 Belk Mill Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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