4515 Banyan Tree Pl, Riverview, FL 33578 Property Records

Hillsborough County property record for 4515 Banyan Tree Pl, Riverview, FL 33578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,628 sqft · built 2011
Lot Size	0.057 acres (2,496 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Jul 2024)
Tax Bill	$4,510 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Jan 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`048838-1082`

Property Details

APN / Parcel Number

Primary APN	`048838-1082`
Alternative APN	`U0130199H4000006000010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,628 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	748 sqft
2nd Floor Area	1,496 sqft
Upper Floors Area	132 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,496 sqft (0.057 acres)
Lot Dimensions	78 ft deep x 32 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0488381082
Street Address	4515 BANYAN TREE PL
City	RIVERVIEW
State	FL
Zip	33578-3049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MAGNOLIA PARK CENTRAL PHASE A LOT 1 BLOCK 6
Legal Range	19E
Legal Township	30S
Legal Section	01
Legal Subdivision	MAGNOLIA PARK CENTRAL PHASE A
Legal Phase	A
Legal Tract	9H4
Legal Block	6
Legal Lot Number	1
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	PALM RIVER-GIBSONTON
Census Block Group	3
Census Block	3016
Census Tract	13703

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC
Jan 31, 2022	Warranty Deed, Transfer · Commercial Mortgage DEEPHAVEN MORTGAGE LLC
Jan 18, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit LOWER
Apr 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 4, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Jan 31, 2022 · Amount on Record
Deed Document Number	2024320717
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049

Mortgage

Document Number	0000514462
Date	Dec 12, 2024
Instrument	2024514462

Lender

Name	RESICENTRAL LLC
Type	Non-Lending Institution
Address	PHOENIX, AZ 85040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 31, 2022
Property Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049
Document Number	0000054773
Map Reference	MB 115 PG 185-190
Instrument Date	Jan 31, 2022
Instrument	2022054773
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054774
Date	Jan 31, 2022
Instrument	2022054774

Lender

Name	DEEPHAVEN MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2062

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 18, 2022
Property Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049
Document Number	0000030395
Map Reference	MB 115 PG 185-190
Instrument Date	Jan 4, 2022
Instrument	2022030395
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$2,150.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10651 OLD GROVE CIR, BRADENTON, FL 34212-2657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049
Document Number	0000186588
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 BOEN TREE PL RIVERVIEW FL 33578, RIVERVIEW, FL 33578

Mortgage

Document Number	0000186588
Date	May 5, 2020
Instrument	186588

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 4, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049
Document Number	0000186587
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 BANYAN TREE PL RIVERVIEW FL 335783049, RIVERVIEW, FL 33578-3049

Mortgage

Document Number	0000186587
Date	May 5, 2020
Instrument	186587

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Property Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049
Document Number	0271681932
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 BANYAN TREE PL RIVERVIEW FL 335783049, RIVERVIEW, FL 33578-3049

Mortgage

Document Number	0271681932
Date	Dec 7, 2019
Book Page	027168/001932
Instrument	525360

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 4, 2017
Property Address	4515 BANYAN TREE PL, RIVERVIEW, FL 33578-3049
Document Number	0246380640
Book / Page	024638 / 000640
Instrument Date	Dec 23, 2016
Instrument	2668
Transaction Type	Transfer
Record Updated	Jan 9, 2017
Title Company	HILLSBOROUGH TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4515 BANYAN TREE PL RIVERVIEW FL 335783049, RIVERVIEW, FL 33578-3049

Mortgage

Document Number	246380642,
Date	Jan 4, 2017
Book Page	024638/000642
Instrument	2669

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,225 (-1.28%) Land $38,438 Building $178,787	$217,225 (-1.28%) Land $38,438 Building $178,787
2025	$4,510.00 (-10.46%) Homeowner's exemption	$220,031 (-0.49%) Land $38,438 Building $181,593	$220,031 (-0.49%) Land $38,438 Building $181,593
2023	$5,037.00 (+78.55%)	$221,115 (+57.68%) Land $38,438 Building $182,677	$221,115 (+14.64%) Land $38,438 Building $182,677
2022	$2,821.00 Homeowner's exemption	$140,230	$192,871 Land $32,947 Building $159,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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