4515 78th Ave N, Pinellas Park, FL 33781 Property Records

Pinellas County property record for 4515 78th Ave N, Pinellas Park, FL 33781

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 1988
Lot Size	0.332 acres (14,462 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Oct 2020)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`C62-000-766-5493-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-766-5493-8`
Alternative APNs	`27-30-16-57582-000-0070` `301627575820000070` `163027575820000070` `R296944`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,523 sqft
1st Floor Area	1,280 sqft
Upper Floors Area	640 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1993
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,462 sqft (0.332 acres)
Lot Dimensions	144 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Deck Area	336 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	252 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R296944
Street Address	4515 78TH AVE N
City	PINELLAS PARK
State	FL
Zip	33781-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MICHIGAN HEIGHTS LOTS 7 AND 8
Legal Range	16E
Legal Township	30S
Legal Section	27
Legal Subdivision	MICHIGAN HEIGHTS
Legal Tract	57582
Legal Lot Number	7,8
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	2
Census Block	2012
Census Tract	24907

Owner

4515 78th Ave N is owned and occupied by two individuals who bought it in October 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4515 78TH AVE N, PINELLAS PARK, FL 33781-2543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 1, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Prior Sale	Apr 7, 2003
Deed Document Number	2020292161
Deed Book / Page	21189 / 335
Transfer Doc	1142001016
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	4515 78TH AVE N, PINELLAS PARK, FL 33781-2543
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0204040610
Date	Jan 22, 2019
Book Page	20404/0610
Instrument	2019022358

Lender

Name	PNC BANK NA
Type	Bank
Address	PINELLAS PARK, FL 33781

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jan 9, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Oct 1, 2020
Property Address	4515 78TH AVE N, PINELLAS PARK, FL 33781-2543
Document Number	0211890335
Book / Page	21189 / 335
Map Reference	MB 8 PG 13
Instrument Date	Sep 30, 2020
Instrument	2020292161
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	PINELLAS PARK TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4128 DIAZ CT, 4128, HERNANDO BEACH, FL 34607-3345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4515 78TH AVE N, PINELLAS PARK, FL 33781-2543

Mortgage

Document Number	0021189336
Date	Oct 1, 2020
Instrument	21189/336

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 4515 78th Ave N was $4,357 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Pinellas Park City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,357.00 Homeowner's exemption	$246,272	$477,678 Land $163,664 Building $314,014
2023	$4,053.00 (+3.08%) Homeowner's exemption	$232,360 (+3%)	$421,970 (+23.02%) Land $176,903 Building $245,067
2022	$3,932.00 Homeowner's exemption	$225,592	$343,015 Land $155,530 Building $187,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4515 78th Ave N in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	15.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	8 (2006–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Debby, Aug 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4515 78th Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS PARK WATER DEPT serves 48,939 people · EPA ID FL6521406
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

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