45145 Key Cir, Temecula, CA 92592 Property Records

Riverside County property record for 45145 Key Cir, Temecula, CA 92592 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2004
Square Footage2,888 sqft Living Area
Lot Size10,454 sqft (0.239 acres)
OccupancyOwner Occupied
Last Sale$647,000 (2020)
Tax Bill$9,732.00 (2025)

Property Details

APN / Parcel Number

Primary APN962-330-028

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,888 sqft Living Area
Gross Area3,547 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area10,454 sqft (0.239 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area659 sqft Garage
ViewGolf Course View
Golf GreenGolf Green

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number962330028
Street Address45145 KEY CIR
CityTEMECULA
StateCA
Zip92592-1342
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.24 ACRES IN LOT 84 MB 315/085 TR 23066-3
Legal Tract23066-3
Legal Lot Number84
JurisdictionRIVERSIDE CA
Minor Civil DivisionMURRIETA
Census Blockgroup2
Census Block2000
Census Tract43248

Owner

Source: Riverside County records · APN 962-330-028

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address45145 KEY CIR, TEMECULA, CA 92592-1342
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Jul 02, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 29, 2020Grant Deed, Transfer · Conventional Mortgage
CAPITAL BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Prior SaleMar 25, 2004
Deed Doc Number2020-0229936
Record RefreshedJun 07, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45145 KEY CIR, TEMECULA, CA 92592-1342
Transaction TypeMortgage
Record UpdatedAug 02, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45145 KEY CIR, TEMECULA, CA 92592-1342

Mortgage

Document Number0000434625
DateJul 20, 2021
Instrument2021-0434625
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3%
Type Change DateAug 01, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change5%
IndexOther
Max Rate9%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address45145 KEY CIR, TEMECULA, CA 92592-1342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000265951
DateJul 02, 2018
Instrument2018-0265951
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2048

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateMay 29, 2020
Property Address45145 KEY CIR, TEMECULA, CA 92592-1342
Document Number0000229936
Map ReferenceMB 315 PG 85-90
Instrument DateApr 29, 2020
Instrument2020-0229936
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address45145 KEY CIR, TEMECULA, CA 92592-1342

Mortgage

Document Number0000229937
DateMay 29, 2020
Instrument2020-0229937
Lender
NameCAPITAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,732.00 (+2.69%)$707,583 (+4.04%) Land $164,045 Building $543,538
2023$9,477.00 (+2.18%)$680,109 Land $157,676 Building $522,433
2022$9,275.00

Flood & Wildfire

45145 Key Cir is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Riverside County (06065C), updated October 14, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Key Cir

Nearby Streets

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